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An idea for lnvestment
Arthur Winner
#1 Posted : Sunday, September 01, 2013 4:35:53 PM
Rank: Hello


Joined: 9/1/2013
Posts: 4
Wazuans,please I need your bright on investment ideas
I have 400k and I will use it Jan 2014 God willing.
Someone to help me on how to invest this cash.Can I buy shares en which ones,someone save me from confusion
mwekez@ji
#2 Posted : Sunday, September 01, 2013 7:02:08 PM
Rank: Chief


Joined: 5/31/2011
Posts: 5,121
I would advice you try treasury bill or Faulu FDR. 4 months tenor is a short time horizon for stock investment and especially considering the height the market is at.
georgegop
#3 Posted : Sunday, September 01, 2013 7:14:04 PM
Rank: Member


Joined: 8/30/2010
Posts: 183
Location: Migingo
If you are willing to take the risk, buy Kengen shares tomorrow @16/= and wait till around December when the price will be @20/=. You will then have made a handsome 100k.
Don't Work for Money, Let Money Work for You..
pazua0219
#4 Posted : Sunday, September 01, 2013 7:15:49 PM
Rank: Hello


Joined: 8/11/2013
Posts: 8
@ Arthur Winner. There are a lot of investment opportunities but the most important thing is your interest. The best business is investing in what you enjoy which will enhance your motivation. Many times people think money is an end but actually it is a means to an end. It should help you bring joy in your life while providing you a source of livelihood and a fortune. Get a pen and paper and jot down 10 ideas on what you would enjoy most doing. Then eliminate them to a shortlist of 3. Then ask others on how to make money on those ideas. Finally choose one and invest.
Am
#5 Posted : Monday, September 02, 2013 7:44:22 AM
Rank: Veteran


Joined: 2/21/2012
Posts: 1,739
pazua0219 wrote:
@ Arthur Winner. There are a lot of investment opportunities but the most important thing is your interest. The best business is investing in what you enjoy which will enhance your motivation. Many times people think money is an end but actually it is a means to an end. It should help you bring joy in your life while providing you a source of livelihood and a fortune. Get a pen and paper and jot down 10 ideas on what you would enjoy most doing. Then eliminate them to a shortlist of 3. Then ask others on how to make money on those ideas. Finally choose one and invest.


This is the Power of transformation. @Pazua, I think you Joined the Other day and sought some advise - and now you have become a master in this game called Investment.
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a4architect.com
#6 Posted : Monday, September 02, 2013 9:41:49 AM
Rank: Veteran


Joined: 1/4/2010
Posts: 1,668
Location: nairobi
pazua0219 wrote:
@ Arthur Winner. There are a lot of investment opportunities but the most important thing is your interest. The best business is investing in what you enjoy which will enhance your motivation. Many times people think money is an end but actually it is a means to an end. It should help you bring joy in your life while providing you a source of livelihood and a fortune. Get a pen and paper and jot down 10 ideas on what you would enjoy most doing. Then eliminate them to a shortlist of 3. Then ask others on how to make money on those ideas. Finally choose one and invest.


@pazua...very good advice..
As Iron Sharpens Iron, So one Man Sharpens Another.
mkonomtupu
#7 Posted : Monday, September 02, 2013 2:14:01 PM
Rank: Veteran


Joined: 2/10/2010
Posts: 1,001
Location: River Road
Arthur Winner wrote:
Wazuans,please I need your bright on investment ideas
I have 400k and I will use it Jan 2014 God willing.
Someone to help me on how to invest this cash.Can I buy shares en which ones,someone save me from confusion


I would advice you to go for a fixed deposit or treasury bills. If that cash is making you confused just keep away from shares. The key to investment is emotional control i.e. the ability to sit on a pile of cash and do nothing about it until the right moment.
migi
#8 Posted : Tuesday, September 03, 2013 8:38:26 AM
Rank: Member


Joined: 11/19/2009
Posts: 3,142
pazua0219 wrote:
@ Arthur Winner. There are a lot of investment opportunities but the most important thing is your interest. The best business is investing in what you enjoy which will enhance your motivation. Many times people think money is an end but actually it is a means to an end. It should help you bring joy in your life while providing you a source of livelihood and a fortune. Get a pen and paper and jot down 10 ideas on what you would enjoy most doing. Then eliminate them to a shortlist of 3. Then ask others on how to make money on those ideas. Finally choose one and invest.


excellent !!
Museveni
#9 Posted : Tuesday, September 03, 2013 8:51:35 AM
Rank: Member


Joined: 8/16/2012
Posts: 660
pazua0219 wrote:
@ Arthur Winner. There are a lot of investment opportunities but the most important thing is your interest. The best business is investing in what you enjoy which will enhance your motivation. Many times people think money is an end but actually it is a means to an end. It should help you bring joy in your life while providing you a source of livelihood and a fortune. Get a pen and paper and jot down 10 ideas on what you would enjoy most doing. Then eliminate them to a shortlist of 3. Then ask others on how to make money on those ideas. Finally choose one and invest.

✓ ✓ ✓

Learning is a never ending process.

Wise words up there.

Live and learn; and don’t forget, nothing ventured, nothing gained.
mukiha
#10 Posted : Tuesday, September 03, 2013 10:10:21 AM
Rank: Elder


Joined: 6/27/2008
Posts: 4,114
pazua0219 wrote:
@ Arthur Winner. There are a lot of investment opportunities but the most important thing is your interest. The best business is investing in what you enjoy which will enhance your motivation. Many times people think money is an end but actually it is a means to an end. It should help you bring joy in your life while providing you a source of livelihood and a fortune. Get a pen and paper and jot down 10 ideas on what you would enjoy most doing. Then eliminate them to a shortlist of 3. Then ask others on how to make money on those ideas. Finally choose one and invest.


Great advice; but the he/she doesn't want to go into business. he/she wants to invest the money in a secure place where he/she can get best returns in the next four months when the money will be required for some important purpose.

For that, I give @Arthur Winner two options:

1] Lowest risk - 92-day T-Bills... but the bureaucracy of opening a CBK CDS acc can be bothersome. Current rates around 11% [less withholding tax]

2] Money market unit trust with one of the major insurance companies - you can get up to 10% net.

Regarding the famous Faulu; I don't know about the security, but the 12% advertised is for people with a million bob, which you don't have.

By the way, what is Faulu: a bank, a sacco, a dtmf or what?
Nothing is real unless it can be named; nothing has value unless it can be sold; money is worthless unless you spend it.
mwekez@ji
#11 Posted : Tuesday, September 03, 2013 11:08:10 AM
Rank: Chief


Joined: 5/31/2011
Posts: 5,121
mukiha wrote:
pazua0219 wrote:
@ Arthur Winner. There are a lot of investment opportunities but the most important thing is your interest. The best business is investing in what you enjoy which will enhance your motivation. Many times people think money is an end but actually it is a means to an end. It should help you bring joy in your life while providing you a source of livelihood and a fortune. Get a pen and paper and jot down 10 ideas on what you would enjoy most doing. Then eliminate them to a shortlist of 3. Then ask others on how to make money on those ideas. Finally choose one and invest.


Great advice; but the he/she doesn't want to go into business. he/she wants to invest the money in a secure place where he/she can get best returns in the next four months when the money will be required for some important purpose.

For that, I give @Arthur Winner two options:

1] Lowest risk - 92-day T-Bills... but the bureaucracy of opening a CBK CDS acc can be bothersome. Current rates around 11% [less withholding tax]

2] Money market unit trust with one of the major insurance companies - you can get up to 10% net.

Regarding the famous Faulu; I don't know about the security, but the 12% advertised is for people with a million bob, which you don't have.

By the way, what is Faulu: a bank, a sacco, a dtmf or what?


a dtmf. the dtmf are paying well. have seen an ad for kwft giving 12.5% on fdr
webish
#12 Posted : Tuesday, September 03, 2013 11:50:11 AM
Rank: Member


Joined: 10/19/2009
Posts: 671
Location: Nairobi
mkonomtupu wrote:
Arthur Winner wrote:
Wazuans,please I need your bright on investment ideas
I have 400k and I will use it Jan 2014 God willing.
Someone to help me on how to invest this cash.Can I buy shares en which ones,someone save me from confusion


I would advice you to go for a fixed deposit or treasury bills. If that cash is making you confused just keep away from shares. The key to investment is emotional control i.e. the ability to sit on a pile of cash and do nothing about it until the right moment.


Very very True. Best thing I've read today, (so far)..

Hey @pazua, good way to look at it.

Life is joy, death is peace, but the transition is very difficult.
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