Dear Customer,

Retirement might seem light years away, and it’s probably the last thing on the minds of many. And if you are thinking it’s too early to start saving for it, well, think again – financial security in retirement doesn’t just happen. It takes preparation, prudent planning and commitment.

At Laptrust, we offer flexible retirement saving solutions for individuals and organizations. We provide you with personalized service; securing both the employer and employees a comfortable retirement.
We are committed to upholding quality and professionalism in the management of retirement schemes provision of consultancy and financial services that mutually addresses the need and sustainability of each party.

1. Defined Contribution Plan: “The Cash Mountain”
This is a convenient & flexible savings plan for organizations and their employees. Monthly contributions are made by both the employer and the employee towards securing your comfortable retirement. Individuals and organizations have the freedom to choose their preferred rates as per the RBA guidelines.

With this plan, an individual is equipped with a stress-free life at retirement and can keep track of their savings and benefits through bi-annual statements of accounts issued to them. At retirement, benefits depend on both your employer’s contribution, your contribution and the investment income earned per anum.

What Benefits can one expect to get from a DC Plan?
a. At Normal Retirement Age
b. Early Retirement
c. Withdrawal of membership
d. Retirement on medical grounds

Additional Insurance Risk Benefits

a. Our Life Policy
- Death in Service
- Permanent Disability
- Last Respects Benefits
b. Unemployment Benefit

2. Additional Voluntary Contribution (AVC)
- It gives you an opportunity to make contributions over and above what your employer remits thereby enhancing your retirement package.

3. Individual Pension Plan
- This plan is for those who wish to save for retirement but do not have a sponsor. Personal savings plan for your retirement.

Luck does not play any part in retirement.

To find out more about how you can get started, kindly do not hesitate to contact me as below for a meeting, any further clarification or additional information.

Kenneth Ogutu
Business Development

Email: kogutu@laptrust.or.ke

Laptrust Administration Services Ltd.

Laptrust is now open to any individuals, employers and/or employees to join the DC Scheme since it was duly registered and licensed as an administrator by the Retirement Benefits Authority in 2011. The company’s goal is to serve the entire Eastern Africa region and ultimately the wider African market.

Initially, Laptrust operated a Defined Benefits (DB) Scheme Structure in which the pension factor is pre-determined irrespective of the investment performance of the scheme. A policy direction from the Ministry of Finance requires all new Local Authorities employees from January 2012 to be admitted to a DC scheme hence Laptrust runs the two schemes concurrently. Also note that the Local Authorities, after 2013 elections, will be independent.

Laptrust Total Fund Value as at March 2012 was Ksh. 17.5 Billion and has since grown.

Email: kogutu@laptrust.or.ke

umalaya ?

the source of income in question is an informal business.

I am a laptrust member and whenever i log in to my member area in your website and check my next of kin, i see that i haven't nominated any. How is that even after submitting details of wife and kid? I have sent emails but they are never replied.

10-NIL,


Just like OAR claims WSR made weoth!