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SACCO's end year results - Dividend Rates comparison
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gatoho
#101 Posted : Thursday, March 29, 2018 11:50:46 PM
Rank: Member


Joined: 1/1/2010
Posts: 511
Location: kandara, Murang'a
Pesa Nane wrote:
UNAITAS 9% on shares

Yep that put a smile on my ugali hole
Foresight..
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ngapat
#102 Posted : Friday, March 30, 2018 11:42:09 AM
Rank: Member


Joined: 12/11/2006
Posts: 874
stima sacco
12% deposits, 14% shares

Lit...
“Invest in yourself. Your career is the engine of your wealth.”
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murchr
#103 Posted : Friday, March 30, 2018 3:25:42 PM
Rank: Elder


Joined: 2/26/2012
Posts: 15,979
gatoho wrote:
Pesa Nane wrote:
UNAITAS 9% on shares


Yep that put a smile on my ugali hole


Why dont they have an online account platform?
"There are only two emotions in the market, hope & fear. The problem is you hope when you should fear & fear when you should hope: - Jesse Livermore
.
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Speculz
#104 Posted : Friday, March 30, 2018 5:03:24 PM
Rank: Member


Joined: 5/6/2011
Posts: 391
Location: Nairobi
ngapat wrote:
stima sacco
12% deposits, 14% shares

Lit...


What is DIV PAY-Rec 1.5% and Advance dividend that they are deducting?
"You can't have everything. Where would you put it?" - Stephen Wright
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Mukiri
#105 Posted : Saturday, March 31, 2018 4:00:04 AM
Rank: Elder


Joined: 7/11/2012
Posts: 5,222
gatoho wrote:
Pesa Nane wrote:
UNAITAS 9% on shares

Yep that put a smile on my ugali hole

Hoping its the hole the Ugali goes insmile They credit the accounts? Or are there options? Haven't checked mine in a while

Proverbs 19:21
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gatoho
#106 Posted : Saturday, March 31, 2018 7:00:49 AM
Rank: Member


Joined: 1/1/2010
Posts: 511
Location: kandara, Murang'a
Mukiri wrote:
gatoho wrote:
Pesa Nane wrote:
UNAITAS 9% on shares

Yep that put a smile on my ugali hole

Hoping its the hole the Ugali goes insmile They credit the accounts? Or are there options? Haven't checked mine in a while


Pretty sure it doesn't come out as ugali and if it does, no smiles.
They normally credit your ac on 1st April so I guess Tuesday the ugali hole can actually taste ugali bought from the proceeds
Foresight..
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obiero
#107 Posted : Saturday, March 31, 2018 7:52:11 AM
Rank: Elder


Joined: 6/23/2009
Posts: 13,475
Location: nairobi
gatoho wrote:
Mukiri wrote:
gatoho wrote:
Pesa Nane wrote:
UNAITAS 9% on shares

Yep that put a smile on my ugali hole

Hoping its the hole the Ugali goes insmile They credit the accounts? Or are there options? Haven't checked mine in a while


Pretty sure it doesn't come out as ugali and if it does, no smiles.
They normally credit your ac on 1st April so I guess Tuesday the ugali hole can actually taste ugali bought from the proceeds

Unaitas should apply for a banking license already.. Their customer service and management are cut out for higher calling

HF 30,000 ABP 3.49; KQ 414,100 ABP 7.92; MTN 15,750 ABP 6.45
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enyands
#108 Posted : Sunday, April 01, 2018 1:12:33 AM
Rank: Elder


Joined: 12/25/2014
Posts: 2,300
Location: kenya
obiero wrote:
gatoho wrote:
Mukiri wrote:
gatoho wrote:
Pesa Nane wrote:
UNAITAS 9% on shares

Yep that put a smile on my ugali hole

Hoping its the hole the Ugali goes insmile They credit the accounts? Or are there options? Haven't checked mine in a while


Pretty sure it doesn't come out as ugali and if it does, no smiles.
They normally credit your ac on 1st April so I guess Tuesday the ugali hole can actually taste ugali bought from the proceeds

Unaitas should apply for a banking license already.. Their customer service and management are cut out for higher calling

Unamaanisha nini ukisema hivyo
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obiero
#109 Posted : Sunday, April 01, 2018 10:22:04 AM
Rank: Elder


Joined: 6/23/2009
Posts: 13,475
Location: nairobi
enyands wrote:
obiero wrote:
gatoho wrote:
Mukiri wrote:
gatoho wrote:
Pesa Nane wrote:
UNAITAS 9% on shares

Yep that put a smile on my ugali hole

Hoping its the hole the Ugali goes insmile They credit the accounts? Or are there options? Haven't checked mine in a while


Pretty sure it doesn't come out as ugali and if it does, no smiles.
They normally credit your ac on 1st April so I guess Tuesday the ugali hole can actually taste ugali bought from the proceeds

Unaitas should apply for a banking license already.. Their customer service and management are cut out for higher calling

Unamaanisha nini ukisema hivyo

It's a well run company

HF 30,000 ABP 3.49; KQ 414,100 ABP 7.92; MTN 15,750 ABP 6.45
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ngapat
#110 Posted : Sunday, April 01, 2018 10:33:33 AM
Rank: Member


Joined: 12/11/2006
Posts: 874
Speculz wrote:
ngapat wrote:
stima sacco
12% deposits, 14% shares

Lit...


What is DIV PAY-Rec 1.5% and Advance dividend that they are deducting?

Last year they initially declared 9% on deposits. Members were dissatisfied and were given a further 1.5%.
I think that is what they are deducting
“Invest in yourself. Your career is the engine of your wealth.”
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Njunge
#111 Posted : Sunday, April 01, 2018 11:55:47 AM
Rank: Elder


Joined: 2/7/2007
Posts: 921
ngapat wrote:
Speculz wrote:
ngapat wrote:
stima sacco
12% deposits, 14% shares

Lit...


What is DIV PAY-Rec 1.5% and Advance dividend that they are deducting?

Last year they initially declared 9% on deposits. Members were dissatisfied and were given a further 1.5%.
I think that is what they are deducting


Where are you guys getting that?. My slip has
1. Gross interest rebates
2. Gross dividend
3. Withholding tax
4. Paid to Fosa Prime acc

Can't see any recovery/advance div
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Speculz
#112 Posted : Sunday, April 01, 2018 7:24:14 PM
Rank: Member


Joined: 5/6/2011
Posts: 391
Location: Nairobi
Njunge wrote:
ngapat wrote:
Speculz wrote:
ngapat wrote:
stima sacco
12% deposits, 14% shares

Lit...


What is DIV PAY-Rec 1.5% and Advance dividend that they are deducting?

Last year they initially declared 9% on deposits. Members were dissatisfied and were given a further 1.5%.
I think that is what they are deducting


Where are you guys getting that?. My slip has
1. Gross interest rebates
2. Gross dividend
3. Withholding tax
4. Paid to Fosa Prime acc

Can't see any recovery/advance div


@ Njunge , run your statement.
"You can't have everything. Where would you put it?" - Stephen Wright
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enyands
#113 Posted : Monday, April 02, 2018 12:01:52 AM
Rank: Elder


Joined: 12/25/2014
Posts: 2,300
Location: kenya
obiero wrote:
enyands wrote:
obiero wrote:
gatoho wrote:
Mukiri wrote:
gatoho wrote:
Pesa Nane wrote:
UNAITAS 9% on shares

Yep that put a smile on my ugali hole

Hoping its the hole the Ugali goes insmile They credit the accounts? Or are there options? Haven't checked mine in a while


Pretty sure it doesn't come out as ugali and if it does, no smiles.
They normally credit your ac on 1st April so I guess Tuesday the ugali hole can actually taste ugali bought from the proceeds

Unaitas should apply for a banking license already.. Their customer service and management are cut out for higher calling

Unamaanisha nini ukisema hivyo

It's a well run company

Agreed . Kwanza hii story yao ya choosing to fund chamaas in place of individuals was a good strategy . It's a niche that has not been tapped .
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Stiffler
#114 Posted : Monday, April 02, 2018 9:56:08 PM
Rank: Member


Joined: 11/7/2017
Posts: 186
Location: Nairobi
Banking on Saccos live on Citizen now.....
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kenmac
#115 Posted : Monday, April 09, 2018 2:00:02 PM
Rank: Elder


Joined: 5/26/2009
Posts: 1,793
From my SACCO

"Please note that the interest rate is at 10.79% and not 10% as indicated earlier on pro rata basis based......".


......Ecclesiastes
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1masha
#116 Posted : Wednesday, April 11, 2018 6:45:44 PM
Rank: New-farer


Joined: 2/28/2014
Posts: 41
Safaricom Sacco
‏
12% - Dividend on share capital
9% - Interest on deposits
Good judgement is often the result of experience. Experience is often the result of bad judgement.
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kawi254
#117 Posted : Wednesday, January 23, 2019 10:49:26 PM
Rank: Member


Joined: 2/20/2015
Posts: 465
Location: Nairobi
Sacco Societies (Amendment) Bill 2018

Is the 10% withholding tax rate on share dividends or deposit rebates or both?
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Sir invest
#118 Posted : Thursday, January 24, 2019 9:31:32 AM
Rank: Member


Joined: 8/19/2015
Posts: 124
10% withholding tax on ANY Sacco dividend earned from Jan 2019.
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Chaka
#119 Posted : Thursday, January 24, 2019 10:06:23 AM
Rank: Elder


Joined: 2/16/2007
Posts: 2,114
What if the members decide to plough back the dividends as savings and borrow the same at 0% interest?
Sir invest wrote:
10% withholding tax on ANY Sacco dividend earned from Jan 2019.
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Angelica _ann
#120 Posted : Thursday, January 24, 2019 10:22:34 AM
Rank: Elder


Joined: 12/7/2012
Posts: 11,901
Chaka wrote:
What if the members decide to plough back the dividends as savings and borrow the same at 0% interest?
Sir invest wrote:
10% withholding tax on ANY Sacco dividend earned from Jan 2019.



You can only plough back net of w/holding tax - that is what you are entitled to.

Kulipa ushuru ni kujitegemea!
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
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