@maka it depends on your wealth and experience.. The only thing that Collective Investment schemes offer is professional management & a pool of funds bringing together the wealth of individuals who may not be so wealthy on their own..

Personally I find it as an investment tool for lazy people..

If I had 250k why would I give it to someone to buy a bond for me when I could feed myself with info from the bond market and buy my own bond??

pooled investment is always a welcome move. if you buy bulk, you buy cheaply. for example an acre is cheaper than 8, 1/8's so u can buy the acre and subdivide and get the same size but cheaper. same applies in all spheres of investments.

Investing in a group has both advantages and disadvantages

PROS
making use of economies of scale, especially buying land as a group

there's always that someone in the group who knows something/someone important that can be of benefit to everyone


CONS
possibility of funds getting misappropriated one of the entrusted members

slow decision making process

members might have different and divergent ideas on general investment direction






having said that,i am pro investing alone , whenever possible

"You'll Never Walk Alone"
Liverpool

Thank You very much guys for sharing your views regarding investment schemes.These are very helpful and useful information for investors including me,who are looking for investing.

Thanks for sharing!!!

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I think, if its in stocks you better walk alone. If its in land and real estate or other worthy business ventures your better off in a pack (citeris paribus).