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Looking for a mhasibu Member to witness my loan application
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Mambokesho
#1 Posted : Tuesday, March 13, 2012 4:20:35 PM
Rank: New-farer


Joined: 5/10/2010
Posts: 28
Location: kenya
Dear Wazurian,
I joined Mhasibu the other day, i need somebody to witness not guarantee a small loan application, Your assistance will be highly appreciated
Many thanks
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popat
#2 Posted : Tuesday, March 13, 2012 5:41:17 PM
Rank: Member


Joined: 12/2/2009
Posts: 299
Location: kenya
@Mambokesho.Just let the guarantors witness one another by signing on the witness slot for each other.I presume that if one is ready to guarantee you then hed have no problem with witnessing another guarantor even if they have not met.Mhasibu have no problem with that since thats how i do it everytime.
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BGL
#3 Posted : Tuesday, March 13, 2012 6:39:00 PM
Rank: Veteran


Joined: 10/11/2009
Posts: 1,223
If you default and the guarantors are no where to be seen! The witness bears the responsibility of repaying the loan. That is the only reason that the witness has to be a member of the society.

Infact if you are getting a loan equal or less than your deposits (assuming you have guaranteed nobody) you do not need any guarantor or witness to sign your loan application form.
History will not remember you for your IQ. It will remember you for what you did. “Genius is 1 percent inspiration, 99 percent perspiration.” Thomas Edison
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bird_man
#4 Posted : Tuesday, March 13, 2012 7:50:18 PM
Rank: Veteran


Joined: 11/2/2006
Posts: 1,206
Location: Nairobi
Eish!Since when did witnessing=guaranteeing??

Formally employed people often live their employers' dream & forget about their own.
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Mambokesho
#5 Posted : Wednesday, March 14, 2012 12:04:56 PM
Rank: New-farer


Joined: 5/10/2010
Posts: 28
Location: kenya
Waiting for your help. I do not need guarantors since am taking a loan equal or against my deposits at the sacco. I have also not guaranteed anybody. I submitted my application form but it was rejected because i did not have a witness to the loan,
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Mambokesho
#6 Posted : Wednesday, March 14, 2012 12:11:49 PM
Rank: New-farer


Joined: 5/10/2010
Posts: 28
Location: kenya
BGL wrote:
If you default and the guarantors are no where to be seen! The witness bears the responsibility of repaying the loan. That is the only reason that the witness has to be a member of the society.

Infact if you are getting a loan equal or less than your deposits (assuming you have guaranteed nobody) you do not need any guarantor or witness to sign your loan application form.


@BGL,This is the case but the application was rejected on the basis that i need somebody to witness.
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BGL
#7 Posted : Wednesday, March 14, 2012 2:47:43 PM
Rank: Veteran


Joined: 10/11/2009
Posts: 1,223
In this case it is easy for you to get a witness!
History will not remember you for your IQ. It will remember you for what you did. “Genius is 1 percent inspiration, 99 percent perspiration.” Thomas Edison
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Mambokesho
#8 Posted : Wednesday, March 14, 2012 3:40:16 PM
Rank: New-farer


Joined: 5/10/2010
Posts: 28
Location: kenya
BGL wrote:
In this case it is easy for you to get a witness!

BGL, It is not easyas you put it.It has take 2 weeks now and still searching
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Tee
#9 Posted : Thursday, March 15, 2012 1:29:16 AM
Rank: Member


Joined: 7/27/2009
Posts: 5
Mambokesho wrote:
Waiting for your help. I do not need guarantors since am taking a loan equal or against my deposits at the sacco. I have also not guaranteed anybody. I submitted my application form but it was rejected because i did not have a witness to the loan,



just out of curiosity how did u join mhasibu? were u referred? or introduced?

sorry but your situation has reminded me of a time i was at Nyayo house and a random person was seeking to be recommendedShame on you

ideally the person should know you well and would preferably help mhasibu locate u, ukitorokasmile
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Mambokesho
#10 Posted : Thursday, March 15, 2012 12:21:11 PM
Rank: New-farer


Joined: 5/10/2010
Posts: 28
Location: kenya
@Tee, i joined through an advert at i found at kasneb
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groupielove
#11 Posted : Wednesday, March 21, 2012 12:06:10 PM
Rank: Member


Joined: 6/21/2010
Posts: 119
Location: Nairobi
Bring the forms i can witness for you brother/sister
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