I am going to move this to a new thread since we are way beyond 2019-2020.
http://wazua.co.ke/forum...=907085&#post907085 The challenges are different with COVID19 and Centum has had to pivot.
Longhorn has accelerated the move into digital education.
Isuzu seems to have done well but the transport sector has been hit reducing sales of vehicles.
Sidian has had to restructure loans and NPLs have increased in line with the sector.
Real estate has slowed down.
So 2021-2016 might look quite different but Centum has opportunities to pick up some businesses at a lower price.
The drama with Cytonn may push some buyers to look elsewhere and Mzizi becomes attractive vs Alma, etc.
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett