To all new DTB buyers, welcome on board. I hope you won't mind keeping me company till next year or when we get past 250 whichever comes earlier.

@the deal many investors are happy with the growth in non interest income is but we know how volatile this one can get...\

I bought into D.T.B.K because of their 40% rise in interest income plus their growth strategy

I am with you on this. I am confident they have good potential upsurge

I am in agreement with regard to the potential for NIC and KCB, but as for CFC - I will wait for them to show some ambition, to "quote", one Wayne Rooney. I am still not convinced by their profitability trend so far. They have a big balance sheet, which they are not sweating, just like KCB, but at least KCB is cheap!!!

As for NIC they are rather too quiet for me, so I generally do not hold it but I ride the fluctuations whenever it shows signs of a breakout.

Simply put folks here worry that the non interest income is non-recurrent (will not be there next year(s)). Therefore the sustainability of the current profit level is being put in question. My own view is that those fears are captured in the current price so while I would not expect DTB's price to move too high, I am equally not concerned that there will be a meltdown.