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Boris Boyka
#741 Posted : Tuesday, October 13, 2015 10:26:07 AM
Rank: Veteran

Joined: 11/15/2013
Posts: 1,977
Location: Here
obiero wrote:
VituVingiSana wrote:
Boris Boyka wrote:
obiero wrote:
Q3 PBT in KES 'B
KCB 19.8
EQTY 18.4
COOP 13.5
BBK 9.8
SCBK 8.2
DTB 7.2
NIC 4.5
CFC 4.4
NBK 3.2
HFCK 1.1

@Obiero it seems growth is still on. When shall defaults,low loan uptake and current "economy crush" reflect in banks profits?

In 2016. Banks are allowed to restructure loans & many will do just that after the 90 day period to designate loans as NPLs is exhausted. Watch out for 2Q 2016 results for banks start taking provisions for bad loans.

@boris boyka.. the growth is sustained on increased interest rates on loans plus enhanced commissions on mobile banking which has been seen as more profitable than conventional alternative channels such as the ATM

Indeed banks have gone the mobile transactions & internent banking way which is "expensive" to customers but very convinient thus likable and most used. That means Safaricom Will continue growing (proportionally)
Everybody STEALS, a THIEF is one who's CAUGHT stealing something of LITTLE VALUE. !!!
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VituVingiSana
#742 Posted : Tuesday, October 13, 2015 1:36:36 PM
Rank: Chief

Joined: 1/3/2007
Posts: 18,398
Location: Nairobi
Boris Boyka wrote:
obiero wrote:
VituVingiSana wrote:
Boris Boyka wrote:
obiero wrote:
Q3 PBT in KES 'B
KCB 19.8
EQTY 18.4
COOP 13.5
BBK 9.8
SCBK 8.2
DTB 7.2
NIC 4.5
CFC 4.4
NBK 3.2
HFCK 1.1

@Obiero it seems growth is still on. When shall defaults,low loan uptake and current "economy crush" reflect in banks profits?

In 2016. Banks are allowed to restructure loans & many will do just that after the 90 day period to designate loans as NPLs is exhausted. Watch out for 2Q 2016 results for banks start taking provisions for bad loans.

@boris boyka.. the growth is sustained on increased interest rates on loans plus enhanced commissions on mobile banking which has been seen as more profitable than conventional alternative channels such as the ATM

Indeed banks have gone the mobile transactions & internent banking way which is "expensive" to customers but very convinient thus likable and most used. That means Safaricom Will continue growing (proportionally)

And Imperial Bank has closed down. http://www.businessdaily...92/-/adljm1/-/index.html
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
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obiero
#743 Posted : Thursday, October 15, 2015 2:52:44 PM
Rank: Elder

Joined: 6/23/2009
Posts: 14,367
Location: nairobi
VituVingiSana wrote:
Boris Boyka wrote:
obiero wrote:
VituVingiSana wrote:
Boris Boyka wrote:
[quote=obiero]Q3 PBT in KES 'B
KCB 19.8
EQTY 18.4
COOP 13.5
BBK 9.8
SCBK 8.2
DTB 7.2
NIC 4.5
CFC 4.4
NBK 3.2
HFCK 1.1

@Obiero it seems growth is still on. When shall defaults,low loan uptake and current "economy crush" reflect in banks profits?

In 2016. Banks are allowed to restructure loans & many will do just that after the 90 day period to designate loans as NPLs is exhausted. Watch out for 2Q 2016 results for banks start taking provisions for bad loans.

@boris boyka.. the growth is sustained on increased interest rates on loans plus enhanced commissions on mobile banking which has been seen as more profitable than conventional alternative channels such as the ATM

Indeed banks have gone the mobile transactions & internent banking way which is "expensive" to customers but very convinient thus likable and most used. That means Safaricom Will continue growing (proportionally)

And Imperial Bank has closed down. http://www.businessdaily...2/-/adljm1/-/index.html[/quote]
Reporting season about to kick off and this shall hybernate the bear in as far as financial sector is concerned.. It may be the best time to buy! Share for firms such as COOP, EQTY, HFCK & KCB are trading at false values
COOP, KEGN, MTNU
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Pesa Nane
#744 Posted : Monday, October 26, 2015 11:33:29 AM
Rank: Elder

Joined: 5/25/2012
Posts: 4,105
Location: 08c

Equity Group Holdings Financial Statement for the Period ended 30 Sep 15
Pesa Nane plans to be shilingi when he grows up.
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moneydust
#745 Posted : Monday, October 26, 2015 3:23:20 PM
Rank: Member

Joined: 1/31/2007
Posts: 304
Pesa Nane wrote:

Equity Group Holdings Financial Statement for the Period ended 30 Sep 15


People are not commenting on thisd'oh! d'oh! d'oh!
Truly the bear is in town and is not leaving anytime soon.
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mlennyma
#746 Posted : Monday, October 26, 2015 3:26:34 PM
Rank: Elder

Joined: 7/21/2010
Posts: 6,194
Location: nairobi
moneydust wrote:
Pesa Nane wrote:

Equity Group Holdings Financial Statement for the Period ended 30 Sep 15


People are not commenting on thisd'oh! d'oh! d'oh!
Truly the bear is in town and is not leaving anytime soon.

if banks are still reporting profit gains the bear is less worrying
"Don't let the fear of losing be greater than the excitement of winning."
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obiero
#747 Posted : Monday, October 26, 2015 6:55:13 PM
Rank: Elder

Joined: 6/23/2009
Posts: 14,367
Location: nairobi
Q3 PBT in KES 'B
KCB 19.8
EQTY 18.4 Actual 18.1
COOP 13.5
BBK 9.8
SCBK 8.2
DTB 7.2
NIC 4.5
CFC 4.4
NBK 3.2
HFCK 1.1 Actual 1.1
COOP, KEGN, MTNU
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WWW
  | | Edit by user: Monday, October 26, 2015 8:03 PM | Reason: Not specified
obiero
#748 Posted : Monday, October 26, 2015 8:07:22 PM
Rank: Elder

Joined: 6/23/2009
Posts: 14,367
Location: nairobi
mlennyma wrote:
moneydust wrote:
Pesa Nane wrote:

Equity Group Holdings Financial Statement for the Period ended 30 Sep 15


People are not commenting on thisd'oh! d'oh! d'oh!
Truly the bear is in town and is not leaving anytime soon.

if banks are still reporting profit gains the bear is less worrying

In the unholy financial sector in Kenya, it should be understood that getting a drop in profits for any of the major banks is a very difficult task.. Near impossible. Think of 'free' school, church, government deposits being lent at 72%
COOP, KEGN, MTNU
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Boris Boyka
#749 Posted : Monday, October 26, 2015 8:40:38 PM
Rank: Veteran

Joined: 11/15/2013
Posts: 1,977
Location: Here
obiero wrote:
mlennyma wrote:
moneydust wrote:
Pesa Nane wrote:

Equity Group Holdings Financial Statement for the Period ended 30 Sep 15


People are not commenting on thisd'oh! d'oh! d'oh!
Truly the bear is in town and is not leaving anytime soon.

if banks are still reporting profit gains the bear is less worrying

In the unholy financial sector in Kenya, it should be understood that getting a drop in profits for any of the major banks is a very difficult task.. Near impossible. Think of 'free' school, church, government deposits being lent at 72%

With increased rates they're jus Smiling all the way to CBK.
Everybody STEALS, a THIEF is one who's CAUGHT stealing something of LITTLE VALUE. !!!
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enyands
#750 Posted : Monday, October 26, 2015 8:48:35 PM
Rank: Elder

Joined: 12/25/2014
Posts: 2,301
Location: kenya
Boris Boyka wrote:
obiero wrote:
mlennyma wrote:
moneydust wrote:
Pesa Nane wrote:

Equity Group Holdings Financial Statement for the Period ended 30 Sep 15


People are not commenting on thisd'oh! d'oh! d'oh!
Truly the bear is in town and is not leaving anytime soon.

if banks are still reporting profit gains the bear is less worrying

In the unholy financial sector in Kenya, it should be understood that getting a drop in profits for any of the major banks is a very difficult task.. Near impossible. Think of 'free' school, church, government deposits being lent at 72%

With increased rates they're jus Smiling all the way to CBK.



kama kawaida for every force in a forward direction there is one in the opposite direction, so I know wanjiku gets the beating from this,not good but indeed excellent and thorough beatings.
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