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winmak
#5031 Posted : Friday, December 02, 2016 4:26:56 PM
Rank: Member

Joined: 12/1/2007
Posts: 539
Location: Nakuru
lochaz-index wrote:
India's govt pulled a bone-headed move by demonetizing 86% of the nation's currency all in the guise of fighting corruption while the real aim is to increase the tax net. They have unwittingly given the masses a rope by which the establishment will be hanged.

India was poised to be the best performing of the larger economies in 2017 @circa 7% just ahead of China. In light of the recent developments, it will be hard to register anything above 3%. As if that is not bad enough, the policy whose aim was to increase govt revenue will end up drastically reducing it.

People and businesses with capital have the following choices;

1. Go underground completely to the extent of shunning the new 'compliant' currency notes and resort to barter trade. This will boost the so called black economy that demonetization aimed to eradicate.

2. Look for the nearest exit out of India causing high demand for fx.

3. A combination of the two both of which would be the cause and/or result of hyperinflation.

How the PM thought the policy was inspired is beyond me.
http://www.economist.com...y?fsrc=scn/tw/te/bl/ed/

In a twisted way, the govt has effectively cannibalised businesses in India through an indirect bail-in of their cash and cash reserves. Funny world this one where emerging economies are emulating or radicalizing failed policies effected by stagnating/collapsing advanced markets.


And it is surprising how the middle class are non-critical of this move, probably the immediate impact is on the poor. I mean, I am in Gujarat and most small businesses have frozen since most people have slowed down their spending as they aren't sure when they will next be able to access liquid cash!! And the new 2000 not is being rejected at many places since change is difficult to get. I am stuck with 2 notes of 500 that no-one can touch, even banks are frowning upon foreigners (ma daily exchange is 2000 rupees BTW!!!)
For investors as a whole, returns decrease as motion increases ~ WB
lochaz-index
#5032 Posted : Monday, December 05, 2016 10:21:32 AM
Rank: Veteran

Joined: 9/18/2014
Posts: 1,127
After ravaging most of East European countries for the better part of the last four years, anti-EU movement goes mainstream. Italy is but the first of the big guns to catch the bug after the establishment's referendum is resoundingly defeated.

An election is likely to usher in a govt that will orchestrate an Italeave. Bank failures will make certain of that eventuality. It also makes sense from an economic perspective. Their banks have been getting a raw deal from the ECB and they won't draw any favors from them going forward. Back to the lira?

The doom loop between Italian sovereign bonds and banks is likely to get very strenuous as capital buffers get vaporized. The same pain will be exported to Spain and Portugal. Euro crisis part two coming up only this time it be a heck of a lot worse than in 2011/2012.

Spain somehow managed to keep the euro skeptic elements out of govt and it remains to be seen if France and Germany will succumb to the wave. The EU will be as good as dead if the govts of the latter two are over hauled by the skeptics.

2017 will most certainly be a torrid year for the euro. The referendum in Italy looks like the beginning of the end for the EU and the euro. Brexit could have been labeled an outlier due to its 'improbability/singularity' however, another walkout most likely by Italy creates a trend and sooner or later there is going to be a stampede for the exit door.
http://www.marketwatch.c...er_new&link=sfmw_tw
2016 is going out with a bang just like it started. Poetic markets.
The main purpose of the stock market is to make fools of as many people as possible.
Ericsson
#5033 Posted : Monday, December 05, 2016 10:37:19 AM
Rank: Elder

Joined: 12/4/2009
Posts: 10,809
Location: NAIROBI
ATS is down.
No live feeds are being posted one hour later
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
lochaz-index
#5034 Posted : Monday, December 05, 2016 10:46:18 AM
Rank: Veteran

Joined: 9/18/2014
Posts: 1,127
winmak wrote:
lochaz-index wrote:
India's govt pulled a bone-headed move by demonetizing 86% of the nation's currency all in the guise of fighting corruption while the real aim is to increase the tax net. They have unwittingly given the masses a rope by which the establishment will be hanged.

India was poised to be the best performing of the larger economies in 2017 @circa 7% just ahead of China. In light of the recent developments, it will be hard to register anything above 3%. As if that is not bad enough, the policy whose aim was to increase govt revenue will end up drastically reducing it.

People and businesses with capital have the following choices;

1. Go underground completely to the extent of shunning the new 'compliant' currency notes and resort to barter trade. This will boost the so called black economy that demonetization aimed to eradicate.

2. Look for the nearest exit out of India causing high demand for fx.

3. A combination of the two both of which would be the cause and/or result of hyperinflation.

How the PM thought the policy was inspired is beyond me.
http://www.economist.com...y?fsrc=scn/tw/te/bl/ed/

In a twisted way, the govt has effectively cannibalised businesses in India through an indirect bail-in of their cash and cash reserves. Funny world this one where emerging economies are emulating or radicalizing failed policies effected by stagnating/collapsing advanced markets.


And it is surprising how the middle class are non-critical of this move, probably the immediate impact is on the poor. I mean, I am in Gujarat and most small businesses have frozen since most people have slowed down their spending as they aren't sure when they will next be able to access liquid cash!! And the new 2000 not is being rejected at many places since change is difficult to get. I am stuck with 2 notes of 500 that no-one can touch, even banks are frowning upon foreigners (ma daily exchange is 2000 rupees BTW!!!)

Must be very tough out there. War on cash is getting out of hand with very absurd policies being put in place to eliminate it. Banks will take a serious hit in the aftershock.

The middle class catches the economic drift when it is already too late. Late in this case being when their jobs are on the line or they are faced by crippling inflation and a stagnant wage. The business owners/high income and low income classes have better readings since they are the first on the firing line either directly or indirectly. The same trend is evident in KE.
The main purpose of the stock market is to make fools of as many people as possible.
iris
#5035 Posted : Monday, December 05, 2016 11:12:38 AM
Rank: Member

Joined: 9/11/2014
Posts: 228
Location: Nairobi
The Kenyan banks are now requiring us to give reasons for deposits/withdrawals. What is/are the underlying reason(s)?
Othelo
#5036 Posted : Monday, December 05, 2016 11:22:48 AM
Rank: User

Joined: 1/20/2014
Posts: 3,528
iris wrote:
The Kenyan banks are now requiring us to give reasons for deposits/withdrawals. What is/are the underlying reason(s)?

CBK guidelines/requirements when over Kshs. 1m ..... KYC, money laundering etc
Formal education will make you a living. Self-education will make you a fortune - Jim Rohn.
iris
#5037 Posted : Monday, December 05, 2016 11:32:18 AM
Rank: Member

Joined: 9/11/2014
Posts: 228
Location: Nairobi
Othelo wrote:
iris wrote:
The Kenyan banks are now requiring us to give reasons for deposits/withdrawals. What is/are the underlying reason(s)?

CBK guidelines/requirements when over Kshs. 1m ..... KYC, money laundering etc


Currently not restricted to KES 1M. It is almost any amount. Last time the amount in question was KES 33k. This started a couple of months ago, whereas the 1M guideline has been around for awhile.
Othelo
#5038 Posted : Monday, December 05, 2016 12:13:11 PM
Rank: User

Joined: 1/20/2014
Posts: 3,528
iris wrote:
Othelo wrote:
iris wrote:
The Kenyan banks are now requiring us to give reasons for deposits/withdrawals. What is/are the underlying reason(s)?

CBK guidelines/requirements when over Kshs. 1m ..... KYC, money laundering etc


Currently not restricted to KES 1M. It is almost any amount. Last time the amount in question was KES 33k. This started a couple of months ago, whereas the 1M guideline has been around for awhile.

Probably after NYS fiasco by banks, your bank is just being cautious and careful. Good thing though!!!!!
Formal education will make you a living. Self-education will make you a fortune - Jim Rohn.
iris
#5039 Posted : Monday, December 05, 2016 12:24:52 PM
Rank: Member

Joined: 9/11/2014
Posts: 228
Location: Nairobi
Not one bank: encountered with 2 different banks. When I queried the teller, she said it is a directive from CBK. micro-controls may be either good or bad and this is the reason for my query
winmak
#5040 Posted : Monday, December 05, 2016 1:05:47 PM
Rank: Member

Joined: 12/1/2007
Posts: 539
Location: Nakuru
I just write 'shopping' and quickly forward it to the teller. Who is going to verify that?
For investors as a whole, returns decrease as motion increases ~ WB
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