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Luo Nyanza lagging behind in savings!!!!!!!
Rank: Elder Joined: 2/7/2007 Posts: 11,935 Location: Nairobi
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Swenani wrote:[quote=Kaigangio]
jinga, when i was just about to come!!!
 ...Unamangana mchana kwani wewe ni watchman? Nothing great was ever achieved without enthusiasm.
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Rank: Elder Joined: 7/10/2008 Posts: 9,131 Location: Kanjo
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Impunity wrote:harrydre wrote:Talk to any rich successful man. Most financially struggling people buy 'stuff' they do not need. So landlord kiuks worth hundreds of millions but only buy and eat on sahani ya plastic worth 25 bob instead of melamine worth 150 bob really NEED that plastic plate? do you eat plates? These days I actually prefer the paper plates. Use once and discard. Saves on water, soap & mboch time. i.am.back!!!!
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Rank: User Joined: 1/20/2014 Posts: 3,528
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This @Kaigangio should be banned from story telling, keeps leaving us nusu nusu ....... NYS, KNH, Contractor, na kaswende!!! Formal education will make you a living. Self-education will make you a fortune - Jim Rohn.
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Rank: Veteran Joined: 1/20/2011 Posts: 1,822 Location: Nakuru
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Kaigangio wrote:The dark side of saving.....
My late dad and a co-worker, George Oduor Onyango
Year: 1973 Employer: Ministry of Works. Designation: Dad...Clerical Officer Job Group E, salary kshs 480.00 Onyango...Ministry of Works, Mechanical Engineering technician Job Group J, salary kshs 950.00 Station: Nyahururu Membership to a SACCO: Dad: Ufundi SACCO, was contributing kshs 180.00 Onyango: None Side Hustles: Dad...None Onyango: None = = = Year: 1975 Station: Nyahururu Side Hustles: Dad: Leased 3 acres @ kshs 150.00 per acre per year in Kiandege area. Took a kshs 12,000.00 SACCO loan, bought 3 grown dairy cattle and constructed the sheds and barn. Onyango: None, but was in good books with the DC, DO and the resident magistrate. The Jogoo Kimakia buses knew him for occasionally taking his family to Nairobi for a short holiday. = = = Year: 1977 Station: Nyahururu Salaries: Dad:kshs 560.00, Onyango: kshs 1100.00 SACCO contributions: Dad: kshs 350.00 Onyango: None. Side hustles: Dad: Crops growing, serious dairy farming Onyango: None, but still in good books with the prominent senior civil servants, the Kimakia buses and some local pub (I cant remember the name) near the post office. = = = Year: 1978 Station: Nyahururu Onyango takes a bank loan (kshs 5000.00 if I remember very well) and buys a second hand grey peugeot 404 saloon. = = = Year: 1980 station: Nyahururu Side hustles: Dad: Still doing mixed farming...had savings of kshs 68,000.00 from farming. Took a bank loan of kshs 100,000.00 and added the savings from farming and buys two eighths of an acre in Mathare North Nairobi following a tip off by his brother (who lived in Nairobi) on available plots. He informs Onyango about the plots. Onyango: None = = = Year: 1984 Dad posted to Nakuru on transfer. Onyango posted to Nyeri. = = = Year: 1986 Station: Nakuru Side Hustle: Dad...Farming, realtor, completed paying back the bank loan. Station: Nyeri Onyango...Not much is known about him, but regularly comes to Nakuru to visit dad. = = = Year: 1990 station: Nakuru Side hustle: Dad: Farming and realty. He becomes too busy and absconds his clerical job, and was officially dismissed summarily from the civil service. Station: Nyeri Onyango: He had been promoted to Job Group K and a salary of kshs 4200.00. He still had the Peugeot 404. = = = Year: 1993 Station: Nakuru/Nairobi. Dad: In jua kali proper, and still doing serious farming and realty. With a savings of kshs 2,322,900.00, he takes a bank loan of kshs 5 million and begins to construct the first 3 floors of residential flats on the first plot in Mathare North which he bought in 1980. Station: Nyeri Onyango: Back in Nyeri, he is given a letter reminding him that his retirement is due in two years time. He dashes to Ufundi SACCO to register as a member and starts contributing kshs 1500.00 = = = Year: 1994 Station: Nakuru/Nairobi Dad: Doing the construction and still doing the farming and realty, Station: Nyeri Onyango: Goes back to SACCO and reduces the contribution to kshs 500.00 as his salary could not sustain such contributions due to the originally acquired lifestyle. = = = Year: 1995 Station: Nakuru/Nairobi Dad: Finishes the construction and the flats are occupied almost immediately. He is still doing farming and realty. Station: Nyeri Onyango: retires from civil service, gets his kshs 60,000.00 (if I remember very well) lumpsome and a monthly pension of kshs 3,800.00. = = = From 1995, things start getting interesting for one George Oduor Onyango, my dads closest friend...
Stay tuned folks and learn how the 2007/2008 political events became the turning point for Onyango on a long path dating back to 1968... .........interesting Dumb money becomes dumb only when it listens to smart money
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Rank: Veteran Joined: 12/1/2008 Posts: 1,098
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Kaigangio wrote:The dark side of saving.....
My late dad and a co-worker, George Oduor Onyango
Year: 1973 Employer: Ministry of Works. Designation: Dad...Clerical Officer Job Group E, salary kshs 480.00 Onyango...Ministry of Works, Mechanical Engineering technician Job Group J, salary kshs 950.00 Station: Nyahururu Membership to a SACCO: Dad: Ufundi SACCO, was contributing kshs 180.00 Onyango: None Side Hustles: Dad...None Onyango: None = = = Year: 1975 Station: Nyahururu Side Hustles: Dad: Leased 3 acres @ kshs 150.00 per acre per year in Kiandege area. Took a kshs 12,000.00 SACCO loan, bought 3 grown dairy cattle and constructed the sheds and barn. Onyango: None, but was in good books with the DC, DO and the resident magistrate. The Jogoo Kimakia buses knew him for occasionally taking his family to Nairobi for a short holiday. = = = Year: 1977 Station: Nyahururu Salaries: Dad:kshs 560.00, Onyango: kshs 1100.00 SACCO contributions: Dad: kshs 350.00 Onyango: None. Side hustles: Dad: Crops growing, serious dairy farming Onyango: None, but still in good books with the prominent senior civil servants, the Kimakia buses and some local pub (I cant remember the name) near the post office. = = = Year: 1978 Station: Nyahururu Onyango takes a bank loan (kshs 5000.00 if I remember very well) and buys a second hand grey peugeot 404 saloon. = = = Year: 1980 station: Nyahururu Side hustles: Dad: Still doing mixed farming...had savings of kshs 68,000.00 from farming. Took a bank loan of kshs 100,000.00 and added the savings from farming and buys two eighths of an acre in Mathare North Nairobi following a tip off by his brother (who lived in Nairobi) on available plots. He informs Onyango about the plots. Onyango: None = = = Year: 1984 Dad posted to Nakuru on transfer. Onyango posted to Nyeri. = = = Year: 1986 Station: Nakuru Side Hustle: Dad...Farming, realtor, completed paying back the bank loan. Station: Nyeri Onyango...Not much is known about him, but regularly comes to Nakuru to visit dad. = = = Year: 1990 station: Nakuru Side hustle: Dad: Farming and realty. He becomes too busy and absconds his clerical job, and was officially dismissed summarily from the civil service. Station: Nyeri Onyango: He had been promoted to Job Group K and a salary of kshs 4200.00. He still had the Peugeot 404. = = = Year: 1993 Station: Nakuru/Nairobi. Dad: In jua kali proper, and still doing serious farming and realty. With a savings of kshs 2,322,900.00, he takes a bank loan of kshs 5 million and begins to construct the first 3 floors of residential flats on the first plot in Mathare North which he bought in 1980. Station: Nyeri Onyango: Back in Nyeri, he is given a letter reminding him that his retirement is due in two years time. He dashes to Ufundi SACCO to register as a member and starts contributing kshs 1500.00 = = = Year: 1994 Station: Nakuru/Nairobi Dad: Doing the construction and still doing the farming and realty, Station: Nyeri Onyango: Goes back to SACCO and reduces the contribution to kshs 500.00 as his salary could not sustain such contributions due to the originally acquired lifestyle. = = = Year: 1995 Station: Nakuru/Nairobi Dad: Finishes the construction and the flats are occupied almost immediately. He is still doing farming and realty. Station: Nyeri Onyango: retires from civil service, gets his kshs 60,000.00 (if I remember very well) lumpsome and a monthly pension of kshs 3,800.00. = = = From 1995, things start getting interesting for one George Oduor Onyango, my dads closest friend...
Stay tuned folks and learn how the 2007/2008 political events became the turning point for Onyango on a long path dating back to 1968...  Tumalizie we see the dark side of saving tafadhali!
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Rank: Elder Joined: 3/2/2009 Posts: 26,335 Location: Masada
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harrydre wrote:Impunity wrote:harrydre wrote:Talk to any rich successful man. Most financially struggling people buy 'stuff' they do not need. So landlord kiuks worth hundreds of millions but only buy and eat on sahani ya plastic worth 25 bob instead of melamine worth 150 bob really NEED that plastic plate? do you eat plates? These days I actually prefer the paper plates. Use once and discard. Saves on water, soap & mboch time. DERATED MENTALLY!! Portfolio: Sold You know you've made it when you get a parking space for your yatcht.
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Rank: Elder Joined: 7/28/2015 Posts: 9,562 Location: Rodi Kopany, Homa Bay
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Jump-steady wrote:Kaigangio wrote:The dark side of saving.....
My late dad and a co-worker, George Oduor Onyango
Year: 1973 Employer: Ministry of Works. Designation: Dad...Clerical Officer Job Group E, salary kshs 480.00 Onyango...Ministry of Works, Mechanical Engineering technician Job Group J, salary kshs 950.00 Station: Nyahururu Membership to a SACCO: Dad: Ufundi SACCO, was contributing kshs 180.00 Onyango: None Side Hustles: Dad...None Onyango: None = = = Year: 1975 Station: Nyahururu Side Hustles: Dad: Leased 3 acres @ kshs 150.00 per acre per year in Kiandege area. Took a kshs 12,000.00 SACCO loan, bought 3 grown dairy cattle and constructed the sheds and barn. Onyango: None, but was in good books with the DC, DO and the resident magistrate. The Jogoo Kimakia buses knew him for occasionally taking his family to Nairobi for a short holiday. = = = Year: 1977 Station: Nyahururu Salaries: Dad:kshs 560.00, Onyango: kshs 1100.00 SACCO contributions: Dad: kshs 350.00 Onyango: None. Side hustles: Dad: Crops growing, serious dairy farming Onyango: None, but still in good books with the prominent senior civil servants, the Kimakia buses and some local pub (I cant remember the name) near the post office. = = = Year: 1978 Station: Nyahururu Onyango takes a bank loan (kshs 5000.00 if I remember very well) and buys a second hand grey peugeot 404 saloon. = = = Year: 1980 station: Nyahururu Side hustles: Dad: Still doing mixed farming...had savings of kshs 68,000.00 from farming. Took a bank loan of kshs 100,000.00 and added the savings from farming and buys two eighths of an acre in Mathare North Nairobi following a tip off by his brother (who lived in Nairobi) on available plots. He informs Onyango about the plots. Onyango: None = = = Year: 1984 Dad posted to Nakuru on transfer. Onyango posted to Nyeri. = = = Year: 1986 Station: Nakuru Side Hustle: Dad...Farming, realtor, completed paying back the bank loan. Station: Nyeri Onyango...Not much is known about him, but regularly comes to Nakuru to visit dad. = = = Year: 1990 station: Nakuru Side hustle: Dad: Farming and realty. He becomes too busy and absconds his clerical job, and was officially dismissed summarily from the civil service. Station: Nyeri Onyango: He had been promoted to Job Group K and a salary of kshs 4200.00. He still had the Peugeot 404. = = = Year: 1993 Station: Nakuru/Nairobi. Dad: In jua kali proper, and still doing serious farming and realty. With a savings of kshs 2,322,900.00, he takes a bank loan of kshs 5 million and begins to construct the first 3 floors of residential flats on the first plot in Mathare North which he bought in 1980. Station: Nyeri Onyango: Back in Nyeri, he is given a letter reminding him that his retirement is due in two years time. He dashes to Ufundi SACCO to register as a member and starts contributing kshs 1500.00 = = = Year: 1994 Station: Nakuru/Nairobi Dad: Doing the construction and still doing the farming and realty, Station: Nyeri Onyango: Goes back to SACCO and reduces the contribution to kshs 500.00 as his salary could not sustain such contributions due to the originally acquired lifestyle. = = = Year: 1995 Station: Nakuru/Nairobi Dad: Finishes the construction and the flats are occupied almost immediately. He is still doing farming and realty. Station: Nyeri Onyango: retires from civil service, gets his kshs 60,000.00 (if I remember very well) lumpsome and a monthly pension of kshs 3,800.00. = = = From 1995, things start getting interesting for one George Oduor Onyango, my dads closest friend...
Stay tuned folks and learn how the 2007/2008 political events became the turning point for Onyango on a long path dating back to 1968...  Tumalizie we see the dark side of saving tafadhali! Is he the same person who never finished the "road contractor" story. We may have to wait for very very looooong for him to finish this one.
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Rank: User Joined: 8/15/2013 Posts: 13,237 Location: Vacuum
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hardwood wrote:Jump-steady wrote:Kaigangio wrote:The dark side of saving.....
My late dad and a co-worker, George Oduor Onyango
Year: 1973 Employer: Ministry of Works. Designation: Dad...Clerical Officer Job Group E, salary kshs 480.00 Onyango...Ministry of Works, Mechanical Engineering technician Job Group J, salary kshs 950.00 Station: Nyahururu Membership to a SACCO: Dad: Ufundi SACCO, was contributing kshs 180.00 Onyango: None Side Hustles: Dad...None Onyango: None = = = Year: 1975 Station: Nyahururu Side Hustles: Dad: Leased 3 acres @ kshs 150.00 per acre per year in Kiandege area. Took a kshs 12,000.00 SACCO loan, bought 3 grown dairy cattle and constructed the sheds and barn. Onyango: None, but was in good books with the DC, DO and the resident magistrate. The Jogoo Kimakia buses knew him for occasionally taking his family to Nairobi for a short holiday. = = = Year: 1977 Station: Nyahururu Salaries: Dad:kshs 560.00, Onyango: kshs 1100.00 SACCO contributions: Dad: kshs 350.00 Onyango: None. Side hustles: Dad: Crops growing, serious dairy farming Onyango: None, but still in good books with the prominent senior civil servants, the Kimakia buses and some local pub (I cant remember the name) near the post office. = = = Year: 1978 Station: Nyahururu Onyango takes a bank loan (kshs 5000.00 if I remember very well) and buys a second hand grey peugeot 404 saloon. = = = Year: 1980 station: Nyahururu Side hustles: Dad: Still doing mixed farming...had savings of kshs 68,000.00 from farming. Took a bank loan of kshs 100,000.00 and added the savings from farming and buys two eighths of an acre in Mathare North Nairobi following a tip off by his brother (who lived in Nairobi) on available plots. He informs Onyango about the plots. Onyango: None = = = Year: 1984 Dad posted to Nakuru on transfer. Onyango posted to Nyeri. = = = Year: 1986 Station: Nakuru Side Hustle: Dad...Farming, realtor, completed paying back the bank loan. Station: Nyeri Onyango...Not much is known about him, but regularly comes to Nakuru to visit dad. = = = Year: 1990 station: Nakuru Side hustle: Dad: Farming and realty. He becomes too busy and absconds his clerical job, and was officially dismissed summarily from the civil service. Station: Nyeri Onyango: He had been promoted to Job Group K and a salary of kshs 4200.00. He still had the Peugeot 404. = = = Year: 1993 Station: Nakuru/Nairobi. Dad: In jua kali proper, and still doing serious farming and realty. With a savings of kshs 2,322,900.00, he takes a bank loan of kshs 5 million and begins to construct the first 3 floors of residential flats on the first plot in Mathare North which he bought in 1980. Station: Nyeri Onyango: Back in Nyeri, he is given a letter reminding him that his retirement is due in two years time. He dashes to Ufundi SACCO to register as a member and starts contributing kshs 1500.00 = = = Year: 1994 Station: Nakuru/Nairobi Dad: Doing the construction and still doing the farming and realty, Station: Nyeri Onyango: Goes back to SACCO and reduces the contribution to kshs 500.00 as his salary could not sustain such contributions due to the originally acquired lifestyle. = = = Year: 1995 Station: Nakuru/Nairobi Dad: Finishes the construction and the flats are occupied almost immediately. He is still doing farming and realty. Station: Nyeri Onyango: retires from civil service, gets his kshs 60,000.00 (if I remember very well) lumpsome and a monthly pension of kshs 3,800.00. = = = From 1995, things start getting interesting for one George Oduor Onyango, my dads closest friend...
Stay tuned folks and learn how the 2007/2008 political events became the turning point for Onyango on a long path dating back to 1968...  Tumalizie we see the dark side of saving tafadhali! Is he the same person who never finished the "road contractor" story. We may have to wait for very very looooong for him to finish this one. ameonekana. Quote:Users browsing this topic Guest (8), Kaigangio, Swenani If Obiero did it, Who Am I?
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Rank: Elder Joined: 2/27/2007 Posts: 2,768
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Swenani wrote:Kaigangio wrote:The dark side of saving.....
My late dad and a co-worker, George Oduor Onyango
Year: 1973 Employer: Ministry of Works. Designation: Dad...Clerical Officer Job Group E, salary kshs 480.00 Onyango...Ministry of Works, Mechanical Engineering technician Job Group J, salary kshs 950.00 Station: Nyahururu Membership to a SACCO: Dad: Ufundi SACCO, was contributing kshs 180.00 Onyango: None Side Hustles: Dad...None Onyango: None = = = Year: 1975 Station: Nyahururu Side Hustles: Dad: Leased 3 acres @ kshs 150.00 per acre per year in Kiandege area. Took a kshs 12,000.00 SACCO loan, bought 3 grown dairy cattle and constructed the sheds and barn. Onyango: None, but was in good books with the DC, DO and the resident magistrate. The Jogoo Kimakia buses knew him for occasionally taking his family to Nairobi for a short holiday. = = = Year: 1977 Station: Nyahururu Salaries: Dad:kshs 560.00, Onyango: kshs 1100.00 SACCO contributions: Dad: kshs 350.00 Onyango: None. Side hustles: Dad: Crops growing, serious dairy farming Onyango: None, but still in good books with the prominent senior civil servants, the Kimakia buses and some local pub (I cant remember the name) near the post office. = = = Year: 1978 Station: Nyahururu Onyango takes a bank loan (kshs 5000.00 if I remember very well) and buys a second hand grey peugeot 404 saloon. = = = Year: 1980 station: Nyahururu Side hustles: Dad: Still doing mixed farming...had savings of kshs 68,000.00 from farming. Took a bank loan of kshs 100,000.00 and added the savings from farming and buys two eighths of an acre in Mathare North Nairobi following a tip off by his brother (who lived in Nairobi) on available plots. He informs Onyango about the plots. Onyango: None = = = Year: 1984 Dad posted to Nakuru on transfer. Onyango posted to Nyeri. = = = Year: 1986 Station: Nakuru Side Hustle: Dad...Farming, realtor, completed paying back the bank loan. Station: Nyeri Onyango...Not much is known about him, but regularly comes to Nakuru to visit dad. = = = Year: 1990 station: Nakuru Side hustle: Dad: Farming and realty. He becomes too busy and absconds his clerical job, and was officially dismissed summarily from the civil service. Station: Nyeri Onyango: He had been promoted to Job Group K and a salary of kshs 4200.00. He still had the Peugeot 404. = = = Year: 1993 Station: Nakuru/Nairobi. Dad: In jua kali proper, and still doing serious farming and realty. With a savings of kshs 2,322,900.00, he takes a bank loan of kshs 5 million and begins to construct the first 3 floors of residential flats on the first plot in Mathare North which he bought in 1980. Station: Nyeri Onyango: Back in Nyeri, he is given a letter reminding him that his retirement is due in two years time. He dashes to Ufundi SACCO to register as a member and starts contributing kshs 1500.00 = = = Year: 1994 Station: Nakuru/Nairobi Dad: Doing the construction and still doing the farming and realty, Station: Nyeri Onyango: Goes back to SACCO and reduces the contribution to kshs 500.00 as his salary could not sustain such contributions due to the originally acquired lifestyle. = = = Year: 1995 Station: Nakuru/Nairobi Dad: Finishes the construction and the flats are occupied almost immediately. He is still doing farming and realty. Station: Nyeri Onyango: retires from civil service, gets his kshs 60,000.00 (if I remember very well) lumpsome and a monthly pension of kshs 3,800.00. = = = From 1995, things start getting interesting for one George Oduor Onyango, my dads closest friend...
Stay tuned folks and learn how the 2007/2008 political events became the turning point for Onyango on a long path dating back to 1968... jinga, when i was just about to come!!! @Swenani…it is really not that easy to narrate an life event spanning almost four decades with significant details. One gets tired and needs a rest…hata kitabu ya kusoma ya pages ten cannot be written in one day…buff!!! ...besides, the presence of a safe alone does not signify that there is money inside...
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Rank: Elder Joined: 2/27/2007 Posts: 2,768
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...besides, the presence of a safe alone does not signify that there is money inside...
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