@subaru You asked a question and in that question you revealed the real reason why majority of dabblers in stock investing will never make money. I assume you want to make money, right? Good! Now let's assume that you a farmer. And it's april. All around its wet weather, other farmers are planting and no one is harvesting and making deliveries to the market. Do you (a) go round saying, now that nobody is harvesting, what other business can one do? or (b) join the other farmers in planting. Obviously based on your question, you want to do other business, maybe buy a few quails or go on holiday (lay a low profile in your words). Now come November, on your way to market you will see farmers making their deliveries to the market and you will suddenly want to be a farmer again. The only tiny problem is that you did not want to be a farmer when it was planting time. Moral of the story, rethink your understanding of how the stock market works or you will lose money as others get rich. This is planting time

money never sleeps.

Money market fund, Saccos to mention but a few. Or, or. Hold the cash! cash not losing value is a great advantage in a bear market. and can be considered an "investment" in itslef. Buffet says something close to that