@YCSUN..."Buying Weakness" is the strategy I have come to adopt..ID companies with internal challenges which are within their control and have a solid plan of how to solve them.the rider is that their service/product MUST have sufficient continous demand in the market. For example, KCB still attracts business i.e growing depo.s, loans, fee/commish.so it fits in well into my strategy & gaurantees me that I will reap my gains. Furthermore, at my stage/age in life I am more interested in increasing my net-worth organically 1st, then the returns later. So when KCB & KGN or whatever stagnates for a yr+ I am actually very happy at that

"At the bottom..the only way is up"