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Medical Insurance
Impunity
#21 Posted : Monday, August 08, 2016 9:16:23 AM
Rank: Elder

Joined: 3/2/2009
Posts: 26,331
Location: Masada
Mseto binti wrote:
@Xymalos...thats what i am still pondering, crazy exclusions if u ask coz for real anyone above 60 is bound to have a few pre-existing conditions.This sounds like another plan they have hatched to milk us dry without paying for anything....imagine ati waiting period for pre-existing conditions is 2 years!!!for anyone above 70 it could mean u are paying double for any eventuality within the 2year period! ...Jzameni is there any solution or remedy?????Pray Pray Pray Pray Pray Pray


Vote @baba in 2017 polls, he will bring us an #Obamacare equivalent!
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

washiku
#22 Posted : Monday, August 08, 2016 2:05:17 PM
Rank: Chief

Joined: 5/9/2007
Posts: 13,095
The Linda Jamii one really sorted us for some time, then suddenly it was disqualified. Sad Sad
Ms Mkenya
#23 Posted : Tuesday, August 16, 2016 10:58:39 AM
Rank: Veteran

Joined: 5/13/2010
Posts: 869
Location: Nairobi
Xymalos wrote:
Looking for insurance for my elderly 72 year old mom - anybody with good experience with any insurance covering elderly people? Currently she is with Faulu, it has been a blessing, but now I hear they've merged with UAP and premiums are way too high, with lots of exclusions - seems like age discrimination. Who in their 70s would not have pre-existing conditions? Advice welcome.


Keep renewing the Faulu covr and do not default. If you do, you cannot join afresh. UAP has a seniors cover, but get all details first.

Halafu, please continue paying their NHIF. It is being expanded every day.
....above all, to stand.
maka
#24 Posted : Tuesday, August 16, 2016 11:16:13 AM
Rank: Elder

Joined: 4/22/2010
Posts: 11,522
Location: Nairobi
Ms Mkenya wrote:
Xymalos wrote:
Looking for insurance for my elderly 72 year old mom - anybody with good experience with any insurance covering elderly people? Currently she is with Faulu, it has been a blessing, but now I hear they've merged with UAP and premiums are way too high, with lots of exclusions - seems like age discrimination. Who in their 70s would not have pre-existing conditions? Advice welcome.


Keep renewing the Faulu covr and do not default. If you do, you cannot join afresh. UAP has a seniors cover, but get all details first.

Halafu, please continue paying their NHIF. It is being expanded every day.


NHIF...NHIF...NHIF that's what the common mwananchi should be fighting for its improvement...they paid for chemo for my buddies mum...you are right @Ms Mkenya they are evolving well but a lot more can be done.
possunt quia posse videntur
Ms Mkenya
#25 Posted : Tuesday, August 16, 2016 11:43:32 AM
Rank: Veteran

Joined: 5/13/2010
Posts: 869
Location: Nairobi
NHIF is paying even for dialysis so please enroll the older folk. In Nairobi i know they are paying in Coptic Hospital alongside others and of course KNH.
Let us keep fighting for this.

Secondly, for something like dialysis, please note that it is an exclusion on some policies, e.g. the Resolution one. They can only pay if you have 'Acute renal failure' so if it is the kind brought on by diabetes and hypertension (Which is where most of our older folk lie), they will not be covered.

Lastly, you can choose a facility near them where they can go for outpatient treatment at no cost as long as they are NHIF members. The list of hospitals is huge. For more information visit their website but for even more accurate info, visit an NHIF office.

Just for the record i do not work for NHIF but if something is working, it is working..
....above all, to stand.
heri
#26 Posted : Tuesday, August 16, 2016 9:20:36 PM
Rank: Member

Joined: 9/14/2011
Posts: 869
Location: nairobi
Has anyone used Equimed

https://insurance.equity...oup.com/products/health

someone told me they have no exclusions?
sitaki.kujulikana
#27 Posted : Wednesday, August 17, 2016 10:08:30 AM
Rank: Veteran

Joined: 8/25/2012
Posts: 1,826
Ms Mkenya wrote:
NHIF is paying even for dialysis so please enroll the older folk. In Nairobi i know they are paying in Coptic Hospital alongside others and of course KNH.
Let us keep fighting for this.

Secondly, for something like dialysis, please note that it is an exclusion on some policies, e.g. the Resolution one. They can only pay if you have 'Acute renal failure' so if it is the kind brought on by diabetes and hypertension (Which is where most of our older folk lie), they will not be covered.

Lastly, you can choose a facility near them where they can go for outpatient treatment at no cost as long as they are NHIF members. The list of hospitals is huge. For more information visit their website but for even more accurate info, visit an NHIF office.

Just for the record i do not work for NHIF but if something is working, it is working..

just make sure if you are not employed to pay your premiums annually, otherwise utashanga if you are a jua kali type and try get the services if you pay monthly, happened to me.
Impunity
#28 Posted : Wednesday, August 17, 2016 1:26:49 PM
Rank: Elder

Joined: 3/2/2009
Posts: 26,331
Location: Masada
heri wrote:
Has anyone used Equimed

https://insurance.equity...oup.com/products/health

someone told me they have no exclusions?




What are the annual premiums for the Equimed?
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

streetwise
#29 Posted : Wednesday, August 17, 2016 11:12:58 PM
Rank: Veteran

Joined: 6/23/2011
Posts: 1,740
Location: Nairobi
Try NHIF , the have greatly improved and I don't think they descriminate
Impunity
#30 Posted : Thursday, August 18, 2016 8:53:17 AM
Rank: Elder

Joined: 3/2/2009
Posts: 26,331
Location: Masada
streetwise wrote:
Try NHIF , the have greatly improved and I don't think they descriminate


Their network is always down whenever my local health center have tried to connect and check the card details.
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.

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