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Best Money Market fund in Kenya
Balaa
#251 Posted : Monday, February 18, 2019 10:57:53 PM
Rank: Member

Joined: 7/6/2018
Posts: 175
Location: Kinshasa
One of the most powerful lessons you can learn is that nobody cares more about your money than you do. When you realize this, when you take responsibility for making your own financial decisions (instead of letting others make them for you), it can bring a tremendous sense of power and control to your life.

Trust no one!
If it don't make dollars, it don't make sense
tom_boy
#252 Posted : Monday, February 18, 2019 11:25:42 PM
Rank: Member

Joined: 2/20/2007
Posts: 767
winmak wrote:
tom_boy wrote:
winmak wrote:
tom_boy wrote:
mungaits wrote:
Also put funds into CIC MMF recently, not a bad parking for money compared to bank account. So far, the interest earned in a month is more than what Equity paid me in a whole year 🤣😂


My beef with MMF is that its not as safe as I initially thought. 30% of my money still stuck in Amana. Useless m*+/"'@$rs. How do you put 20% of your fund in one entity with cashflow issues. How can I get any recourse to this. Really stinks. 20% of a fund in one entity????


Aiii... Is it an Amana issue or an entire MMF issue? And what's the reason they are giving for not giving your whole amount? Kindly inform so that those of us heading here can approach cautiously


Its Amana. They put 20% of the fund in nakumatt bond. Greedy matapakas. They wanted to earn 24% interest while giving us 10% return. Now nakumatt is gone, so is the money invested, which happens to be my money. Even CIC had cash in nakumatt but a tiny percentage. They likely just absorbed the loss and moved on.


Thanks, I get you now. The lessons I pick from your case then is not to MMF your cash and go to sleep. Hawk eye is needed here as well. Oh, and I get the feeling that the bigger schemes with bigger capital wouldn't invest in higher than usual risky bonds like the Nakumatt one and if they do, the loss is cushioned by the larger liquidity


How do you do hawk eye with MMF. They dont disclose where the money is invested and how much. They just say something like 30% in corporate bonds. Getting further info is impossible. By the time a company goes under and you discover you are affected, its too late. For Amnana, the insiders withdrew their cash early and left the outsiders, yours trully, holding the sh*t.
They must find it difficult....... those who have taken authority as the truth, rather than truth as the authority. -G. Massey.
enyands
#253 Posted : Tuesday, February 19, 2019 12:35:00 AM
Rank: Elder

Joined: 12/25/2014
Posts: 2,301
Location: kenya
tom_boy wrote:
winmak wrote:
tom_boy wrote:
winmak wrote:
tom_boy wrote:
mungaits wrote:
Also put funds into CIC MMF recently, not a bad parking for money compared to bank account. So far, the interest earned in a month is more than what Equity paid me in a whole year 🤣😂


My beef with MMF is that its not as safe as I initially thought. 30% of my money still stuck in Amana. Useless m*+/"'@$rs. How do you put 20% of your fund in one entity with cashflow issues. How can I get any recourse to this. Really stinks. 20% of a fund in one entity????


Aiii... Is it an Amana issue or an entire MMF issue? And what's the reason they are giving for not giving your whole amount? Kindly inform so that those of us heading here can approach cautiously


Its Amana. They put 20% of the fund in nakumatt bond. Greedy matapakas. They wanted to earn 24% interest while giving us 10% return. Now nakumatt is gone, so is the money invested, which happens to be my money. Even CIC had cash in nakumatt but a tiny percentage. They likely just absorbed the loss and moved on.


Thanks, I get you now. The lessons I pick from your case then is not to MMF your cash and go to sleep. Hawk eye is needed here as well. Oh, and I get the feeling that the bigger schemes with bigger capital wouldn't invest in higher than usual risky bonds like the Nakumatt one and if they do, the loss is cushioned by the larger liquidity


How do you do hawk eye with MMF. They dont disclose where the money is invested and how much. They just say something like 30% in corporate bonds. Getting further info is impossible. By the time a company goes under and you discover you are affected, its too late. For Amnana, the insiders withdrew their cash early and left the outsiders, yours trully, holding the sh*t.


And that's why you need sober legislatures to pass laws that encourages transparencies on these financial organizations
nashx
#254 Posted : Tuesday, February 19, 2019 4:11:57 AM
Rank: Member

Joined: 2/28/2014
Posts: 188
Location: Nairobi
tom_boy wrote:
winmak wrote:
tom_boy wrote:
winmak wrote:
tom_boy wrote:
mungaits wrote:
Also put funds into CIC MMF recently, not a bad parking for money compared to bank account. So far, the interest earned in a month is more than what Equity paid me in a whole year 🤣😂


My beef with MMF is that its not as safe as I initially thought. 30% of my money still stuck in Amana. Useless m*+/"'@$rs. How do you put 20% of your fund in one entity with cashflow issues. How can I get any recourse to this. Really stinks. 20% of a fund in one entity????


Aiii... Is it an Amana issue or an entire MMF issue? And what's the reason they are giving for not giving your whole amount? Kindly inform so that those of us heading here can approach cautiously


Its Amana. They put 20% of the fund in nakumatt bond. Greedy matapakas. They wanted to earn 24% interest while giving us 10% return. Now nakumatt is gone, so is the money invested, which happens to be my money. Even CIC had cash in nakumatt but a tiny percentage. They likely just absorbed the loss and moved on.


Thanks, I get you now. The lessons I pick from your case then is not to MMF your cash and go to sleep. Hawk eye is needed here as well. Oh, and I get the feeling that the bigger schemes with bigger capital wouldn't invest in higher than usual risky bonds like the Nakumatt one and if they do, the loss is cushioned by the larger liquidity


How do you do hawk eye with MMF. They dont disclose where the money is invested and how much. They just say something like 30% in corporate bonds. Getting further info is impossible. By the time a company goes under and you discover you are affected, its too late. For Amnana, the insiders withdrew their cash early and left the outsiders, yours trully, holding the sh*t.


In my article, I have tried to address how to check the reasonability of the returns offered by Money Market Funds in Kenya. Let me know your thoughts...:)

https://nashthuo.com/money-market-funds-kenya/5/


Offering my personal finance knowledge for free
nashx
#255 Posted : Saturday, March 02, 2019 1:27:05 PM
Rank: Member

Joined: 2/28/2014
Posts: 188
Location: Nairobi
A free video tutorial on how to calculate the true yield of Money Market Funds in Kenya

https://youtu.be/HLGRNg8M4m0
Offering my personal finance knowledge for free
nashx
#256 Posted : Saturday, March 02, 2019 3:31:21 PM
Rank: Member

Joined: 2/28/2014
Posts: 188
Location: Nairobi
Part Two of the free video tutorial on how to calculate the true yield of Money Market Funds in Kenya

https://youtu.be/4WMSAjee7Vs
Offering my personal finance knowledge for free
Persistent Signal
#257 Posted : Saturday, March 02, 2019 7:20:27 PM
Rank: Hello

Joined: 12/1/2018
Posts: 8
Location: Bull Run Receiver
Am considering putting a small amount into CIC after a friend recommended this to me. My aim is to have keep the money there long term.

Is CIC the best choice? My research tends to indicate so. But who knows if there is a better choice than CIC in terms of the investment rate?
nashx
#258 Posted : Saturday, March 02, 2019 8:50:43 PM
Rank: Member

Joined: 2/28/2014
Posts: 188
Location: Nairobi
[YOUTUBE]https://youtu.be/IR7zj2r-ksE[/YOUTUBE]
Persistent Signal wrote:
Am considering putting a small amount into CIC after a friend recommended this to me. My aim is to have keep the money there long term.

Is CIC the best choice? My research tends to indicate so. But who knows if there is a better choice than CIC in terms of the investment rate?


See a guide on how to complete the CIC Money Market Fund individual application form
How to Complete the CIC Individual application form

If you are interested in a comprehensive guide on how Money Market Funds work in Kenya:Money Market Funds in Kenya: The Ultimate Guide


Offering my personal finance knowledge for free
nashx
#259 Posted : Saturday, March 02, 2019 8:53:54 PM
Rank: Member

Joined: 2/28/2014
Posts: 188
Location: Nairobi
If you a total beginner, I have prepared a step by step guide on how to start with Money Market Funds in Kenya

Step by Step Guide on Investing with Money Market Funds in Kenya
Offering my personal finance knowledge for free
Persistent Signal
#260 Posted : Sunday, March 03, 2019 7:39:17 AM
Rank: Hello

Joined: 12/1/2018
Posts: 8
Location: Bull Run Receiver
Thanks nashx. That's good & detailed work right there. This kind of info will greatly help me.

Plus I have checked your telegram channel (from the links you provided here). The channel is so informative.

Asante.
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