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I'm debt free starting today!!!!!!!!!!
Rank: Member Joined: 11/1/2012 Posts: 290
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Been debt free for a year now, I know the feeling, pure bliss.....
The next worst thing from being in debt is people owing me money! I hate that ish.
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Rank: Member Joined: 5/8/2013 Posts: 386 Location: Nyali mombasa
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Once i pay this 3440/- mshwari i will be dept free, i need to deactivate this mshwari because i am finding myself taking the loan even with money in the bank
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Rank: Elder Joined: 4/22/2010 Posts: 11,522 Location: Nairobi
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Vallerrie wrote:Been debt free for a year now, I know the feeling, pure bliss.....
The next worst thing from being in debt is people owing me money! I hate that ish. Hawa sasa ndio wamekuwa wengi... possunt quia posse videntur
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Rank: Elder Joined: 6/2/2011 Posts: 4,818 Location: -1.2107, 36.8831
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Does student (HELB) loan count? Receive with simplicity everything that happens to you.β β Rashi
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Rank: Elder Joined: 12/7/2012 Posts: 11,908
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 In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
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Rank: Member Joined: 5/9/2011 Posts: 786 Location: Mashinani
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Welcome to the world..... @impunity Peace in our Homeland.
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Rank: Member Joined: 2/27/2011 Posts: 518
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Isnt having a good debt good?
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Rank: Veteran Joined: 1/3/2014 Posts: 1,063
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Mwanaume ni madeni,debt free achia madame!! Consistency is better than intensity
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Rank: Elder Joined: 3/2/2009 Posts: 26,328 Location: Masada
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Vallerrie wrote:Been debt free for a year now, I know the feeling, pure bliss.....
The next worst thing from being in debt is people owing me money! I hate that ish. @vallo, I'm glad there is somebody outside there who feels like me; the feeling is next to being orgasmic! I think we can meet and share our experiences.I have a lot to tell. To all those wannabe still clutching on SACCO debts you dont know what you are missing. Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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Rank: Member Joined: 4/11/2007 Posts: 694
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PeterReborn wrote:Mwanaume ni madeni,debt free achia madame!! I hope you meant school girls. Otherwise the working class are deep in debts. Tuplots hapa na pale tunanunua na loans za SACCO
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Rank: Veteran Joined: 1/3/2014 Posts: 1,063
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Impunity wrote:Vallerrie wrote:Been debt free for a year now, I know the feeling, pure bliss.....
The next worst thing from being in debt is people owing me money! I hate that ish. @vallo, I'm glad there is somebody outside there who feels like me; the feeling is next to being orgasmic! I think we can meet and share our experiences.I have a lot to tell. To all those wannabe still clutching on SACCO debts you dont know what you are missing.  Sema kiswahili. Consistency is better than intensity
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Rank: Veteran Joined: 1/3/2014 Posts: 1,063
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sheri wrote:PeterReborn wrote:Mwanaume ni madeni,debt free achia madame!! I hope you meant school girls. Otherwise the working class are deep in debts. Tuplots hapa na pale tunanunua na loans za SACCO yes tudame twa chips na Fanta Orange.  Consistency is better than intensity
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Rank: Elder Joined: 3/2/2009 Posts: 26,328 Location: Masada
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dunkang wrote:Does student (HELB) loan count? HELB loan yangu was kitu 5K and I used to see hapo kando ya one of the SACCO loans, I have no idea when I cleared it. Last year I got an email asking to go collect my clearance cert. Maisha iko tamu aje wajameni! Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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Rank: Member Joined: 10/27/2008 Posts: 52
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Rank: Member Joined: 9/21/2007 Posts: 326
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is being debt free something to really celebrate? how do you build your personal balance sheet and esspecially if you are just another johnie starting it up? i mean, i would be happy if were 60 and debt free, heading for retirement and earning a constant income from the assets built in my youth but i think i would be naive being mid 30s with a lean balance sheet (my mtumba car and a plot in oloitoktok only)and dancing tom tom on mother earth's mould how free i am from debt. Speak your truth quietly and clearly; and listen to others, even the dull and the ignorant; they too have their story.
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Rank: Elder Joined: 5/1/2010 Posts: 3,024 Location: Hapa
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 Float like a butterfly, sting like a bee. - Muhammad Aliπ
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Rank: Veteran Joined: 1/3/2014 Posts: 1,063
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Mo wrote:is being debt free something to really celebrate? how do you build your personal balance sheet and esspecially if you are just another johnie starting it up? i mean, i would be happy if were 60 and debt free, heading for retirement and earning a constant income from the assets built in my youth but i think i would be naive being mid 30s with a lean balance sheet (my mtumba car and a plot in oloitoktok only)and dancing tom tom on mother earth's mould how free i am from debt. Consistency is better than intensity
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Rank: Elder Joined: 3/2/2009 Posts: 26,328 Location: Masada
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It so sweet, u just find yourself whistling in the bathtab or while downloading...yaani unaangalia maisha na haumini. I see my landlord and I pity him so much, with all these maisonettes kumbe ni za 25 year mortgages, na he has only done 3 years payment. Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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Rank: Elder Joined: 3/2/2009 Posts: 26,328 Location: Masada
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Mo wrote:is being debt free something to really celebrate? how do you build your personal balance sheet and esspecially if you are just another johnie starting it up? i mean, i would be happy if were 60 and debt free, heading for retirement and earning a constant income from the assets built in my youth but i think i would be naive being mid 30s with a lean balance sheet (my mtumba car and a plot in oloitoktok only)and dancing tom tom on mother earth's mould how free i am from debt. Its better to be in your 30s debt free and live comfortably than to en-mass huge ulcers in your mid life then become debt free at 60 when the ulcers have reduced your life expectancy to 62! Choices have consequences! En massing wealth till 60 when you will have no teeth to eat nyamchom, what for?  Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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Rank: Elder Joined: 12/17/2009 Posts: 3,583 Location: Kenya
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Impunity wrote:sheri wrote:Impunity wrote:What to do now? I feel my head is much lighter now. Just got my last clearance cert from the last lender. Kumbe hivi ndio watu wa lower class hu feel? So nice having no debt, even mama mboga sina deni yake, hata huyu msichana wa chai nimemlipa mandazi upfront. I urge all middle class to try and clear those 3rd hand car loans and experience this feeling. @sheri kumbe hivi ndio nyinyi hufeel hapo chini? I swear I havent seen the RH side of my payslip look this thin...only NHIF,NSSSF na ile chunk ya KRA, initially it was a 3 page slip with a lot of sacco and Equity loans. Then I go check my snail mail box ant some cheques from Equity...kumbe mazuri haitembei pekee yake. you get a payslip ?
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I'm debt free starting today!!!!!!!!!!
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