If you can afford to Pay 27M by Mortgage, surely you have means of accumulating and saving 7 million cash over a few years....

27 million at an interest rate of 15% with a repayment period of 240 months(20 years) you will be coughing ksh 355,533.87 per month. na ni juu ya hewa??? Pple should use what is in beteen their 2 ears

a converstation I had with a tout;
makanga: hawa watu wa personal (personal car owners) ni wajinga sana.
nakujua: ehh (surprised by the bitterness in the tone)
makanga: unawezaje endesha gari ya elfu mia tano na unaishi kwa nyumba ya rent.
nakujua: wengine wako na nyumba zao
makanga: hakuna, hawa watu wa tugari tudogo wengi wana rent. ni ngekuwa na 500k ninge nunua "kiea" (a plot) hata ka ni huko ruai. Naweza pata na 100k, nijenge nyumba ya 200k na nibaki na mia mbili ninunue boda kadha.
hawa watu ni wajinga sana.
nakujua: tried to kill off the conversation by turning the other way to look outside - luckily some one wanted to alight so he had to slide the door open.

Pricing of mortagages in kenya ni noma coz of the high interest rates. Any mortage going for more than 6 years you tend to pay more than double