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Law Capping interest rates
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actuarywahisa
#1961 Posted : Wednesday, April 26, 2017 10:49:21 AM
Rank: Member

Joined: 5/21/2014
Posts: 184
http://www.businessdaily...04056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.
There are too many opportunities all around. Open your eyes and maybe you'll spot one
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Wakanyugi
#1962 Posted : Wednesday, April 26, 2017 11:10:42 AM
Rank: Veteran

Joined: 7/3/2007
Posts: 1,635
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


I think this is a good development. Banks finally doing the work of identifying, and rewarding, good borrowers; rather than just sitting on their backsides and rolling the dice of high risk consumption credit. If they had listened to this counsel years ago we would not have the interest cap maneno today. Now they should do the same for SME's
"The opposite of a correct statement is a false statement. But the opposite of a profound truth may well be another profound truth." (Niels Bohr)
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wukan
#1963 Posted : Wednesday, April 26, 2017 12:58:58 PM
Rank: Veteran

Joined: 11/13/2015
Posts: 1,654
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


On behalf of the brigade we accepted and moved on and recouped our losses in other investmentssmile smile all the way to the bank. Money never sleeps
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mkeiy
#1964 Posted : Sunday, April 30, 2017 2:38:19 PM
Rank: Member

Joined: 1/27/2012
Posts: 851
Location: Nairobi
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


Reduced production, job losses, fewer new cars, minibuses and trucks being registered.
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newfarer
#1965 Posted : Sunday, April 30, 2017 2:51:58 PM
Rank: Elder

Joined: 3/19/2010
Posts: 3,505
Location: Uganda
got pleasant messages from both kcb and Barclays that my credit limit has been increased.if you have good credit history no need to worry.

I supported this bill and still support it
punda amecheka
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actuarywahisa
#1966 Posted : Monday, May 01, 2017 12:26:30 AM
Rank: Member

Joined: 5/21/2014
Posts: 184
mkeiy wrote:
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


Reduced production, job losses, fewer new cars, minibuses and trucks being registered.


The era of alternative facts I see.smile
There are too many opportunities all around. Open your eyes and maybe you'll spot one
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obiero
#1967 Posted : Monday, May 01, 2017 7:07:29 AM
Rank: Elder

Joined: 6/23/2009
Posts: 14,238
Location: nairobi
actuarywahisa wrote:
mkeiy wrote:
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


Reduced production, job losses, fewer new cars, minibuses and trucks being registered.


The era of alternative facts I see.smile

A study wasn't needed to determine the effects of the rate cap law. The simple indicators of job cuts, rising inflation, bank branch closures, depressed real estate uptake, M&As;would be enough proof that shit has hit the fan
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wukan
#1968 Posted : Monday, May 01, 2017 8:05:07 AM
Rank: Veteran

Joined: 11/13/2015
Posts: 1,654
newfarer wrote:
got pleasant messages from both kcb and Barclays that my credit limit has been increased.if you have good credit history no need to worry.

I supported this bill and still support it


If you don't have a good credit history then you know the credit crunch is real and deadlyMoney supply growth is at levels of Moi's era, hakuna pesa!!
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Ericsson
#1969 Posted : Monday, May 01, 2017 12:48:07 PM
Rank: Elder

Joined: 12/4/2009
Posts: 10,809
Location: NAIROBI
M-Akiba bond was a con.
Look at inflation now and the coupon rate of the bond.
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
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Taurrus
#1970 Posted : Monday, May 01, 2017 9:09:43 PM
Rank: Member

Joined: 8/25/2015
Posts: 839
Location: Kite
Ericsson wrote:
M-Akiba bond was a con.
Look at inflation now and the coupon rate of the bond.

what is the coupon rate please ?
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