getting married to land cheaply isnt a cost saving measure at all, it comes with many avenues of expenses,like when u are married, the fridge need have milk for morning etc,when u are bachelor,breakfast si lazima

September 1.hard times ahead.Vat on fuel.

Quit drinking 100% and chasing tufunny funny pretty looking slay queens and start going to church every Sunday. That will solve 90% of your swarms of problems; lack of money, risk of STDS and chronic incurable diseases like Herpes, poor life choices like drunk driving that could land you in jail as a common mahabusu. Laziness that comes with being a functional alcoholic (you can't go out on a site visit on Sato morning if you spent the night at the bar with your boys drinking yourself silly and talking basically nothing all night.) will disappear.

Once that is done you can get serious with life:

1. Eliminate rent from your budget by working towards owning your own home. Rent and food are two of the biggest expenses of the average person. Only someone who enjoys financial punishment pays rent for their whole life. These days to get a plot is the simplest thing. Then to build on it over time is not a big deal if you sacrifice, no matter how small you think your income is.

2. Cook and eat at home always. Eating out, especially if you have a family, is a big financial killer. Not only will you save tons of money, the home cooked food is healthier and your family will thank you for it.

3. Walk more, drive less, even if you own three cars

4. Have a radical monthly savings plan. You know the meaning of radical so I don't have to explain further

5. Despite all this, resist the temptation to become a miser. Take financial risks. Give and lend to the less fortunate freely. Spoil yourself and your family once in a while when necessary.

Ni hayo maoni yangu tu

Kumbeuna wisdom