I believed in bonds for the greater majority of my life until I discovered that bonds actually ni bure tuuu.
I remember at one point some years back I bought a 19% 1 year bond and thought I was a genius.
Until I met dudes and dudettes pulling 50%+ returns PER MONTH on various ventures
Think about it. Example on a very small scale. If I own a kibanda/"coffee house" outright in a busy location, power it on solar, hire a pretty set of waitresses and an Utalii chef at 6k each a month, buy my furniture by the roadside on Ngong rd, put a TV screen hapo and sell a cup of coffee (NESCAFE satchet costs me 5 bob, water free from borehole, milk maybe 5-10 shillings per cup) at 100 bob a pop and a burger at 400 bob a pop jameni even with those small tu-overheads 19% a month starts to look like child's play. I was stunned when I went through the books of a very weatherbeaten looking resto in downtown Nairobi. No wonder the Somalis have taken over the CBD eatery biz. The returns are ku-razy!
Bonds are those tu-things old ladies who do not have the energy to run businesses or anything else for that matter dump their life savings in as they enjoy their sunset years.
6 years on..the second and only other Wazua Billionaire!! Mungu ni nguvu yetuππΎπ°πͺπ₯π₯!