My 2 cents.
M-Pesa - avoid having any balance
weka Sura ya kazi.
Use free toilet @job. If in CBD use 680. Nakumatt anywhere. Sura ya kazi will help you.
Dont shout... will save you energy
Water: Boil yours
Food: Avoid meat. vegetarian diet will pro-long your life at less cost
Outing: Restrict to the pub next door. If other drunks start getting friendly, shift base
Energy: switch of the fridge. why keep one packet of milk when you can buy it when you want.
Shopping: Go alone with a list.
If single: Dating is overrated avoid it
Traveling: Only if someone is dead or dying
Fuel: Go public. walk as much as possible
Fitness: No gym. jog, jog, team sport
"..I am because we are. "― Ubuntu, Umtu,