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Stract_Consulting		#91 Posted : Saturday, July 19, 2014 11:53:34 AM
Rank: New-farer Joined: 6/3/2014 Posts: 58 Location: Nairobi		mnandii wrote: It may be best to postpone joining a sacco (if you are not in one) for maybe a year. Also, it is important to know where your sacco has invested. Jst my take. You can view those regulated by SASRA here. http://www.sasra.go.ke/regulation/licensed-saccos#.U8oxIpSSyHc From here you can review their latest financial statements from their website and review which meets your requirements in terms of return on savings, Loan processing and governance, membership, their strategic plan etc.... All the best Be ignorant and ask a few questions - Peter Drucker
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Othelo		#92 Posted : Saturday, July 19, 2014 2:08:18 PM
Rank: User Joined: 1/20/2014 Posts: 3,528		UN Sacco is the most efficient Formal education will make you a living. Self-education will make you a fortune - Jim Rohn.
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Stract_Consulting		#93 Posted : Tuesday, July 22, 2014 7:54:52 PM
Rank: New-farer Joined: 6/3/2014 Posts: 58 Location: Nairobi		Othelo wrote: UN Sacco is the most efficient UNSACCO had decent returns too. For the year ending Dec 2013, they paid 20% dividend on share capital and 13.5% returns on deposits, that's a tidy sum. Be ignorant and ask a few questions - Peter Drucker
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icecube		#94 Posted : Tuesday, July 22, 2014 8:31:28 PM
Rank: Member Joined: 1/2/2008 Posts: 268 Location: Nairobi		I joined Stima Sacco today. I am sure I made the right decision.
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Chaka		#95 Posted : Tuesday, July 22, 2014 8:39:34 PM
Rank: Elder Joined: 2/16/2007 Posts: 2,114		icecube wrote: I joined Stima Sacco today. I am sure I made the right decision. What was the dividend for 2013?
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icecube		#96 Posted : Tuesday, July 22, 2014 10:44:51 PM
Rank: Member Joined: 1/2/2008 Posts: 268 Location: Nairobi		@Chaka 12%
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bird_man		#97 Posted : Wednesday, July 23, 2014 6:10:30 AM
Rank: Veteran Joined: 11/2/2006 Posts: 1,206 Location: Nairobi		Stract_Consulting wrote: Othelo wrote: UN Sacco is the most efficient UNSACCO had decent returns too. For the year ending Dec 2013, they paid 20% dividend on share capital and 13.5% returns on deposits, that's a tidy sum. That is quite high!Are their loans at 15% per annum reducing balance? Formally employed people often live their employers' dream & forget about their own.
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Boris Boyka		#98 Posted : Wednesday, July 23, 2014 7:15:02 AM
Rank: Veteran Joined: 11/15/2013 Posts: 1,977 Location: Here		bird_man wrote: Stract_Consulting wrote: Othelo wrote: UN Sacco is the most efficient UNSACCO had decent returns too. For the year ending Dec 2013, they paid 20% dividend on share capital and 13.5% returns on deposits, that's a tidy sum. That is quite high!Are their loans at 15% per annum reducing balance? Or where do they invest their money? Everybody STEALS, a THIEF is one who's CAUGHT stealing something of LITTLE VALUE. !!!
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Stract_Consulting		#99 Posted : Wednesday, July 23, 2014 8:42:09 AM
Rank: New-farer Joined: 6/3/2014 Posts: 58 Location: Nairobi		Boris Boyka wrote: bird_man wrote: Stract_Consulting wrote: Othelo wrote: UN Sacco is the most efficient UNSACCO had decent returns too. For the year ending Dec 2013, they paid 20% dividend on share capital and 13.5% returns on deposits, that's a tidy sum. That is quite high!Are their loans at 15% per annum reducing balance? Or where do they invest their money? For various loans they charge different rates. The lowest is 1.05% per month with the highest being 3% per month for FOSA advance loan or Festive season loans. You can check their tariffs here UN SACCO Tarrifs Be ignorant and ask a few questions - Peter Drucker
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tkzee		#100 Posted : Wednesday, July 23, 2014 9:11:21 AM
Rank: Member Joined: 7/13/2010 Posts: 160 Location: rift Valley-Naks		bird_man wrote: Stract_Consulting wrote: Othelo wrote: UN Sacco is the most efficient UNSACCO had decent returns too. For the year ending Dec 2013, they paid 20% dividend on share capital and 13.5% returns on deposits, that's a tidy sum. That is quite high!Are their loans at 15% per annum reducing balance? I couldn’t agree with you more! ''i can calculate the motion of heavenly bodies,but not the madness of people''-Isaac Newton
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