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4 MILLION KSHS
Davy1982
#1 Posted : Friday, October 14, 2011 3:28:06 AM
Rank: Hello

Joined: 10/14/2011
Posts: 3
We are a group of 2 persons(in Kenya) with access to about 4M Kshs in the next 1-2 months. Wazua is full of brains and we feel that they can give us a headz up on what to do with it. To start with we have thought about stocks, treasury bills and land(commercial). We seem not to get the perfect idea of good returns(75%-150%) in 4 years. gentlemen and ladies in this prestigious forum your (Constructive) views/opinions/criticism/ideas.
luttz
#2 Posted : Friday, October 14, 2011 7:47:42 AM
Rank: Member

Joined: 3/18/2008
Posts: 377
Inheritance, lottery or what? Accessing such funds without any plans raises questions. Anyhow, it all depends on the 2 of you. How is your risk appetite? How much time do you have to involve yourself over the four years? T-bills not a bad idea but how about your target returns? With land, you cant loose but why just commercial? Lots of uncertainty with stocks at the moment; but if looking at 4 yrs, you could try it out. How about diving risk by diversifying; land, T-bills and some stocks?
"You've never lived until you've almost died; for those who have fought for it, life has a flavour the protected will never know."
Davy1982
#3 Posted : Friday, October 14, 2011 8:05:35 AM
Rank: Hello

Joined: 10/14/2011
Posts: 3
luttz wrote:
Inheritance, lottery or what? Accessing such funds without any plans raises questions. Anyhow, it all depends on the 2 of you. How is your risk appetite? How much time do you have to involve yourself over the four years? T-bills not a bad idea but how about your target returns? With land, you cant loose but why just commercial? Lots of uncertainty with stocks at the moment; but if looking at 4 yrs, you could try it out. How about diving risk by diversifying; land, T-bills and some stocks?


Thank you sir for your reply. Actually the cash is savings(over time) and a combination of forex, land and stocks. We have a good risk appetite but we need returns coming in quartely maximum semi. Stocks - We have been doing it for some time but we believe right now is not the best time until 2013.
T-bills - Low risk-Low return
Land - what type are you saying?
Thanks once again
sparkly
#4 Posted : Friday, October 14, 2011 9:11:07 AM
Rank: Elder

Joined: 9/23/2009
Posts: 8,083
Location: Enk are Nyirobi
Smells fishy... Puuuuuh.

What is a 'group of 2 persons' anyway?
Life is short. Live passionately.
kenmac
#5 Posted : Friday, October 14, 2011 10:05:36 AM
Rank: Elder

Joined: 5/26/2009
Posts: 1,793
are you heirs of F&F
......Ecclesiastes
deadpoet
#6 Posted : Friday, October 14, 2011 10:39:41 AM
Rank: Member

Joined: 9/27/2006
Posts: 505
Think of an election campaign-related product.. after all, elections are right around the corner.
Davy1982
#7 Posted : Friday, October 14, 2011 11:38:14 AM
Rank: Hello

Joined: 10/14/2011
Posts: 3
@ Sparkly you are a sadist a racist or an idiot @ kenmac just bring your idea forget about where the money is from......@ deadpoet thanks for keeping the wazuans spirit
sparkly
#8 Posted : Friday, October 14, 2011 12:22:31 PM
Rank: Elder

Joined: 9/23/2009
Posts: 8,083
Location: Enk are Nyirobi
Davy1982 wrote:
@ Sparkly you are a sadist a racist or an idiot...


And thats my comfirmation that its a con game... Conmen always go into a defensive + insultive mode when someone raises the red flag.
Life is short. Live passionately.
muganda
#9 Posted : Friday, October 14, 2011 1:04:24 PM
Rank: Elder

Joined: 9/15/2006
Posts: 3,907
@sparkly I don't see what the issue is because they are not asking for anyone's money. The idea is all they need and this is Wazua anyway...

So welcome @Davy1982... I venture you are just about 30. Reason is as you get older, you frown more on Kenyan's love for 'the deal'. Notice your question does not talk about investing in what you love or making a difference, but this is no crime.


Come to think of it
(i) treasury bills
(ii) land
(iii) stocks
can all yield 75-100% return in four years, the issue being level of skill required.

My advice, buy a 5 year bond with a yield of 15.75% and above, and just wait. It buys you TIME, which you can use in your profession to make more money.


Mainat
#10 Posted : Friday, October 14, 2011 1:18:36 PM
Rank: Veteran

Joined: 11/21/2006
Posts: 1,590
Pick a safe town. Buy a quarter and build a couple of flats. 40k per month
Sehemu ndio nyumba
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