A very good idea which is not practical as it lacks one important step.
CREDIT RATING!!!!.
If you can figure out a way to have this businesses in Kenya credit rated by some credible organisation,(doesn't have to be at the standards of Moody's or S&P),then I can throw in some of my hard earned cash.
And in case you didn't know,this is not the next big idea,its just private equity funding. Same thing that has been done by Madoff and the 000's of fund managers throughout US and Europe,and who bear half the responsibility for the current credit crisis.
I guess if you can't win with facts,you can always pen bile-laced,xenophobic rants to distract everyone.
"The purpose of bureaucracy is to compensate for incompetence and lack of discipline." James Collins