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The next big idea
themperor
#1 Posted : Wednesday, April 15, 2009 1:21:00 PM
Rank: Member


Joined: 3/22/2007
Posts: 1
Hey guyz,
am working on a business plan for my new venture and would like you to share your two pieces about it which will help me add more content to the business concept...
the business concept will create a potential paradigm shift for kenyans living and working abroad,

the biz idea is called adopt-my-biz,the big idea is to link small and medium enterprises with investors to access adequate capital for financing. Given the current economic situation the banking sector has increased its interest rates on lending compounding the financing predicament for smes which lack adequate capital for expansion.

Adopt-my-biz proposes to link these smes to investors through a website platform kind of like www.myc4.com and www.kiva.org. The differentiation of my-biz with the other platforms will be that it will not be loans as such but it will be offering investors an ownership stake in the smes in the platform and also the target investors will be kenyans and africans in diaspora who live and work there but lack the correct avenues to invest in their home country as well as the stock markets in the areas they work offering low returns.

Their exit strategy will be a regular pay-off from the sme according to the convenience of both partners either quarterly of each financial year,half year or at the end of every year,this will leave the sme enough space to stick to their budgetary plans and free their cashflows.

To add value to the business concept adopt-my-biz will be offering business-to- business mentorship,where it will offer kenyans in diaspora who are on holiday to add value to the society while on holiday by providing their professional and management expertise to small and medium sized firms through a week or a months session in the sme's premises in a consultant capacity.

am currently looking for partners and a website developer...keep in touch

Thanx
mykenyanmoney@gmail.com

The darkest man in africa-bundealexander@gmail.com
caesar
#2 Posted : Wednesday, April 15, 2009 1:25:00 PM
Rank: Member


Joined: 5/25/2007
Posts: 149
good idea

How much are you putting into it? or is it OPM

Sounds like a Madoff idea...

Which SME's do you have in mind?

Or is it uncle Jobs shop...
sayshap
#3 Posted : Wednesday, April 15, 2009 1:32:00 PM
Rank: Member


Joined: 8/28/2008
Posts: 31
@themperor....re-post this post to Biz Ideas section..

I never follow my dreams,instead I hunt them down and beat them up into submission...!
Wendz
#4 Posted : Wednesday, April 15, 2009 1:33:00 PM
Rank: Elder


Joined: 6/19/2008
Posts: 4,268
Good idea.

Are you also targeting kenyans who have money in the country but not sure or have no time to do business themselves or is just for those in diaspora?

what is the legal framework between the investors' and the smes?

How will they ensure that the businesses they 'own' are being run professionally and profitably when far?

How will they deal with 'rogue' businessmen running smes that may source for funds when they know the business is going down and they close shop with people's money?

what is the criteria being used to vet the smes who intend to solicit for funds through your site?

what responsibility is the medium taking in the event of investors loosing their finances through 'rogue' businessmen running smes?

Some deals are like glass. Sometimes it's better to leave them broken than try to hurt yourself putting it back together.
alma
#5 Posted : Wednesday, April 15, 2009 1:55:00 PM
Rank: Elder


Joined: 7/20/2007
Posts: 4,432
great idea. However,I can already tell you,your problem will not be the kenyans out there. It is the kenyans here. Now before I even think about something like this,I would have to be convinced about you......You had better have something good to write when I email you.
Jose: If I make it through this thug life, I'll see you one day. The Lord is the only way to stop the hurt.
Obi 1 Kanobi
#6 Posted : Wednesday, April 15, 2009 2:20:00 PM
Rank: Elder


Joined: 7/23/2008
Posts: 3,017
A very good idea which is not practical as it lacks one important step.

CREDIT RATING!!!!.

If you can figure out a way to have this businesses in Kenya credit rated by some credible organisation,(doesn't have to be at the standards of Moody's or S&P),then I can throw in some of my hard earned cash.

And in case you didn't know,this is not the next big idea,its just private equity funding. Same thing that has been done by Madoff and the 000's of fund managers throughout US and Europe,and who bear half the responsibility for the current credit crisis.


I guess if you can't win with facts,you can always pen bile-laced,xenophobic rants to distract everyone.
"The purpose of bureaucracy is to compensate for incompetence and lack of discipline." James Collins
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