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Portfolio Balancing: Avoid Over Exposure To Financial Sector
VituVingiSana
#621 Posted : Thursday, February 19, 2026 11:20:37 AM
Rank: Chief


Joined: 1/3/2007
Posts: 18,330
Location: Nairobi
MaichBlack wrote:
How are you enjoying life at DTB @vvs?

You guys a literally printing money with those capital gains!!!

Not enough. DTB needs to improve its ROE.
Look at how I&M did it. From the same ROE as DTB to 16% which is 50% higher than DTB!

I am HODL-ing DTB for now.
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
MaichBlack
#622 Posted : Thursday, February 19, 2026 11:49:58 AM
Rank: Elder


Joined: 7/22/2009
Posts: 7,787
VituVingiSana wrote:
MaichBlack wrote:
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share I was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!
Applause Applause Applause
@Obiero is saying sell KQ at 5.50... I cannot reconcile myself with buying KQ at any price. Inverse Obiero may not be foolproof. Or should we exclude it from the ETF?

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

KQ should be totally excluded from any discussion.
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
obiero
#623 Posted : Thursday, February 19, 2026 3:47:15 PM
Rank: Elder


Joined: 6/23/2009
Posts: 14,169
Location: nairobi
MaichBlack wrote:
VituVingiSana wrote:
MaichBlack wrote:
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share I was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!
Applause Applause Applause
@Obiero is saying sell KQ at 5.50... I cannot reconcile myself with buying KQ at any price. Inverse Obiero may not be foolproof. Or should we exclude it from the ETF?

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

KQ should be totally excluded from any discussion.

I will take you seriously once you remove Kurwitu from your portfolio

KQ ABP 4.26
MaichBlack
#624 Posted : Thursday, February 19, 2026 8:17:47 PM
Rank: Elder


Joined: 7/22/2009
Posts: 7,787
obiero wrote:
MaichBlack wrote:
VituVingiSana wrote:
MaichBlack wrote:
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share I was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!
Applause Applause Applause
@Obiero is saying sell KQ at 5.50... I cannot reconcile myself with buying KQ at any price. Inverse Obiero may not be foolproof. Or should we exclude it from the ETF?

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

KQ should be totally excluded from any discussion.

I will take you seriously once you remove Kurwitu from your portfolio

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

You are hallucinating my brother!! Badly!

I have NEVER discussed Kurwitu let alone buy the share.

You are an expert in digging up old posts! Get me one where I was even remotely contemplating buying Kurwitu and I will send you 10k immediately to have two cold ones tomorrow!

Wacha maneno yako bwana!! Stop making up stories babaa!!

Any post proving I ever bought, owned or even thought of buying Kurwitu, 10k pap!!! Kazi kwako.
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
MaichBlack
#625 Posted : Friday, February 20, 2026 12:47:49 PM
Rank: Elder


Joined: 7/22/2009
Posts: 7,787
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
VituVingiSana wrote:
MaichBlack wrote:
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share I was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!
Applause Applause Applause
@Obiero is saying sell KQ at 5.50... I cannot reconcile myself with buying KQ at any price. Inverse Obiero may not be foolproof. Or should we exclude it from the ETF?

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

KQ should be totally excluded from any discussion.

I will take you seriously once you remove Kurwitu from your portfolio

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

You are hallucinating my brother!! Badly!

I have NEVER discussed Kurwitu let alone buy the share.

You are an expert in digging up old posts! Get me one where I was even remotely contemplating buying Kurwitu and I will send you 10k immediately to have two cold ones tomorrow!

Wacha maneno yako bwana!! Stop making up stories babaa!!

Any post proving I ever bought, owned or even thought of buying Kurwitu, 10k pap!!! Kazi kwako.

@Obiero tuseme hujaona hii!!??
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
VituVingiSana
#626 Posted : Sunday, February 22, 2026 6:12:32 PM
Rank: Chief


Joined: 1/3/2007
Posts: 18,330
Location: Nairobi
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
VituVingiSana wrote:
MaichBlack wrote:
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share I was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!
Applause Applause Applause
@Obiero is saying sell KQ at 5.50... I cannot reconcile myself with buying KQ at any price. Inverse Obiero may not be foolproof. Or should we exclude it from the ETF?

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

KQ should be totally excluded from any discussion.

I will take you seriously once you remove Kurwitu from your portfolio

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

You are hallucinating my brother!! Badly!

I have NEVER discussed Kurwitu let alone buy the share.

You are an expert in digging up old posts! Get me one where I was even remotely contemplating buying Kurwitu and I will send you 10k immediately to have two cold ones tomorrow!

Wacha maneno yako bwana!! Stop making up stories babaa!!

Any post proving I ever bought, owned or even thought of buying Kurwitu, 10k pap!!! Kazi kwako.

@Obiero tuseme hujaona hii!!??

@Obiero tosses out red herrings Laughing out loudly Laughing out loudly Laughing out loudly but he gets caught.
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
obiero
#627 Posted : Monday, February 23, 2026 6:40:49 PM
Rank: Elder


Joined: 6/23/2009
Posts: 14,169
Location: nairobi
VituVingiSana wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
VituVingiSana wrote:
MaichBlack wrote:
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share I was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!
Applause Applause Applause
@Obiero is saying sell KQ at 5.50... I cannot reconcile myself with buying KQ at any price. Inverse Obiero may not be foolproof. Or should we exclude it from the ETF?

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

KQ should be totally excluded from any discussion.

I will take you seriously once you remove Kurwitu from your portfolio

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly

You are hallucinating my brother!! Badly!

I have NEVER discussed Kurwitu let alone buy the share.

You are an expert in digging up old posts! Get me one where I was even remotely contemplating buying Kurwitu and I will send you 10k immediately to have two cold ones tomorrow!

Wacha maneno yako bwana!! Stop making up stories babaa!!

Any post proving I ever bought, owned or even thought of buying Kurwitu, 10k pap!!! Kazi kwako.

@Obiero tuseme hujaona hii!!??

@Obiero tosses out red herrings Laughing out loudly Laughing out loudly Laughing out loudly but he gets caught.

Houdini pap

KQ ABP 4.26
MaichBlack
#628 Posted : Saturday, February 28, 2026 8:08:21 PM
Rank: Elder


Joined: 7/22/2009
Posts: 7,787
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
I didn't want to say I warned you, but I did warn you

About what exactly @Obiero?

What just happened??

The exchange bar has peeked into Feb 2026 and it has sighted KES 48 per share from recent highs of >70. I speak in code

Is there a reasoned justification you can repeat here or it is just "trust me bro!"??

I hope @Obiero you now get why there was NO reasoned justification. There couldn't have been one! 67.25/= today.

1. Retrace to KES 54 happended just days ago
2. We are not in Feb 2026

What??? Where???

KCB has not traded below 60/= the entire of January (and even last two weeks of December)!!! I know this because I have had my finger on the trigger throughout. I still need to buy my final 6%! If at any point the price went to 54/= I would throw everything at the share, over and beyond my original target!

Surely! Acha uvivu kaka. These trading apps are not expensive, some features are even free

This is covers up to December bro. I am talking about whole of this January and the last two weeks of December.
Still waiting for 48/= in February ama???


Show me anything clearly showing the price going below 60/= this January and last two weeks of December. Hasn't happened even for a single day!!!

Dec 09th 2025 was the day. This year it has not traded below KES 60

That is exactly what I was saying.

First week of December and initial days of second week of December I was still buying. I took a small breather and it went to 60+ from the third week and it never retraced. I was hoping the festivities and back to school would cause a retrace but it never happened. That is how I know it hasn't traded sub 60 from mid December because my finger has been on the trigger throughout!!!

Still waiting for 48/= in February @Obiero ama??

Ama ningoje the remaining two weeks?

Hehe. Tulia tuli

February has come to an end. 80/= prints.

Cc: @Obiero.

@Obiero, I thought the alleged Exchange Bar peeked into Feb 2026 and saw 48/= per share!! How can they be so wrong!!?? You need to change the bar/Exchange THE Bar!!
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
obiero
#629 Posted : Sunday, March 01, 2026 7:21:56 AM
Rank: Elder


Joined: 6/23/2009
Posts: 14,169
Location: nairobi
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
I didn't want to say I warned you, but I did warn you

About what exactly @Obiero?

What just happened??

The exchange bar has peeked into Feb 2026 and it has sighted KES 48 per share from recent highs of >70. I speak in code

Is there a reasoned justification you can repeat here or it is just "trust me bro!"??

I hope @Obiero you now get why there was NO reasoned justification. There couldn't have been one! 67.25/= today.

1. Retrace to KES 54 happended just days ago
2. We are not in Feb 2026

What??? Where???

KCB has not traded below 60/= the entire of January (and even last two weeks of December)!!! I know this because I have had my finger on the trigger throughout. I still need to buy my final 6%! If at any point the price went to 54/= I would throw everything at the share, over and beyond my original target!

Surely! Acha uvivu kaka. These trading apps are not expensive, some features are even free

This is covers up to December bro. I am talking about whole of this January and the last two weeks of December.
Still waiting for 48/= in February ama???


Show me anything clearly showing the price going below 60/= this January and last two weeks of December. Hasn't happened even for a single day!!!

Dec 09th 2025 was the day. This year it has not traded below KES 60

That is exactly what I was saying.

First week of December and initial days of second week of December I was still buying. I took a small breather and it went to 60+ from the third week and it never retraced. I was hoping the festivities and back to school would cause a retrace but it never happened. That is how I know it hasn't traded sub 60 from mid December because my finger has been on the trigger throughout!!!

Still waiting for 48/= in February @Obiero ama??

Ama ningoje the remaining two weeks?

Hehe. Tulia tuli

February has come to an end. 80/= prints.

Cc: @Obiero.

@Obiero, I thought the alleged Exchange Bar peeked into Feb 2026 and saw 48/= per share!! How can the be so wrong!!?? You need to change the bar!!

Happy new month. Even a broken clock is right atleast two times within a day. I speak in code

KQ ABP 4.26
VituVingiSana
#630 Posted : Sunday, March 01, 2026 10:47:39 AM
Rank: Chief


Joined: 1/3/2007
Posts: 18,330
Location: Nairobi
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
I didn't want to say I warned you, but I did warn you

About what exactly @Obiero?

What just happened??

The exchange bar has peeked into Feb 2026 and it has sighted KES 48 per share from recent highs of >70. I speak in code

Is there a reasoned justification you can repeat here or it is just "trust me bro!"??

I hope @Obiero you now get why there was NO reasoned justification. There couldn't have been one! 67.25/= today.

1. Retrace to KES 54 happended just days ago
2. We are not in Feb 2026

What??? Where???

KCB has not traded below 60/= the entire of January (and even last two weeks of December)!!! I know this because I have had my finger on the trigger throughout. I still need to buy my final 6%! If at any point the price went to 54/= I would throw everything at the share, over and beyond my original target!

Surely! Acha uvivu kaka. These trading apps are not expensive, some features are even free

This is covers up to December bro. I am talking about whole of this January and the last two weeks of December.
Still waiting for 48/= in February ama???


Show me anything clearly showing the price going below 60/= this January and last two weeks of December. Hasn't happened even for a single day!!!

Dec 09th 2025 was the day. This year it has not traded below KES 60

That is exactly what I was saying.

First week of December and initial days of second week of December I was still buying. I took a small breather and it went to 60+ from the third week and it never retraced. I was hoping the festivities and back to school would cause a retrace but it never happened. That is how I know it hasn't traded sub 60 from mid December because my finger has been on the trigger throughout!!!

Still waiting for 48/= in February @Obiero ama??

Ama ningoje the remaining two weeks?

Hehe. Tulia tuli

February has come to an end. 80/= prints.

Cc: @Obiero.

@Obiero, I thought the alleged Exchange Bar peeked into Feb 2026 and saw 48/= per share!! How can the be so wrong!!?? You need to change the bar!!

Happy new month. Even a broken clock is right atleast two times within a day. I speak in code

Laughing out loudly Laughing out loudly Laughing out loudly You need new code that works.
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
MaichBlack
#631 Posted : Sunday, March 01, 2026 10:52:24 AM
Rank: Elder


Joined: 7/22/2009
Posts: 7,787
VituVingiSana wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
I didn't want to say I warned you, but I did warn you

About what exactly @Obiero?

What just happened??

The exchange bar has peeked into Feb 2026 and it has sighted KES 48 per share from recent highs of >70. I speak in code

Is there a reasoned justification you can repeat here or it is just "trust me bro!"??

I hope @Obiero you now get why there was NO reasoned justification. There couldn't have been one! 67.25/= today.

1. Retrace to KES 54 happended just days ago
2. We are not in Feb 2026

What??? Where???

KCB has not traded below 60/= the entire of January (and even last two weeks of December)!!! I know this because I have had my finger on the trigger throughout. I still need to buy my final 6%! If at any point the price went to 54/= I would throw everything at the share, over and beyond my original target!

Surely! Acha uvivu kaka. These trading apps are not expensive, some features are even free

This is covers up to December bro. I am talking about whole of this January and the last two weeks of December.
Still waiting for 48/= in February ama???


Show me anything clearly showing the price going below 60/= this January and last two weeks of December. Hasn't happened even for a single day!!!

Dec 09th 2025 was the day. This year it has not traded below KES 60

That is exactly what I was saying.

First week of December and initial days of second week of December I was still buying. I took a small breather and it went to 60+ from the third week and it never retraced. I was hoping the festivities and back to school would cause a retrace but it never happened. That is how I know it hasn't traded sub 60 from mid December because my finger has been on the trigger throughout!!!

Still waiting for 48/= in February @Obiero ama??

Ama ningoje the remaining two weeks?

Hehe. Tulia tuli

February has come to an end. 80/= prints.

Cc: @Obiero.

@Obiero, I thought the alleged Exchange Bar peeked into Feb 2026 and saw 48/= per share!! How can the be so wrong!!?? You need to change the bar!!

Happy new month. Even a broken clock is right atleast two times within a day. I speak in code

Laughing out loudly Laughing out loudly Laughing out loudly You need new code that works.

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
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