Wazua
»
Investor
»
Stocks
»
Portfolio Balancing: Avoid Over Exposure To Financial Sector
Rank: Elder Joined: 6/23/2009 Posts: 14,325 Location: nairobi
|
VituVingiSana wrote:MaichBlack wrote:obiero wrote:MaichBlack wrote:MaichBlack wrote:obiero wrote:EQTY -8%, SCBK -12%, SBIC -24% down on PBT for Q1 2025. Watch and learn And the rest??? One can subjectively selected data to say whatever they want. List for all the banks you normally track in the other thread and their percentage increase or decrease and then tell us what you are trying to say. You can't pick 3 out 10 banks and try to push a certain narrative while totally ignoring the other 7 surely unless you trying to be dishonest. Flat growth? An oxymoron. I hold the right to free speech. Watch and learn What am I learning from subjectively selected data which is an outlier You make a generic statement about an industry and then selectively pick data for 3 and ignore data for 7 to prove what exactly??  https://www.businessdail...in-first-quarter-5063682 COOP, IMH, KEGN, KQ, MTNU
|
|
|
Rank: Veteran Joined: 6/2/2010 Posts: 1,091
|
Given the ailing economy, flat line returns in the banking sector indicate resilience. Most other sectors including your favoured real estate are currently offering declining returns.
|
|
|
Rank: Elder Joined: 6/23/2009 Posts: 14,325 Location: nairobi
|
My 2 cents wrote:Given the ailing economy, flat line returns in the banking sector indicate resilience. Most other sectors including your favoured real estate are currently offering declining returns. Hi 2cents. I'm yet to see a drop in my rental income earnings but I understand what you are saying COOP, IMH, KEGN, KQ, MTNU
|
|
|
Rank: Elder Joined: 6/23/2009 Posts: 14,325 Location: nairobi
|
CBR 9.75% COOP, IMH, KEGN, KQ, MTNU
|
|
|
Rank: Elder Joined: 12/4/2009 Posts: 10,820 Location: NAIROBI
|
Inconsequential Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
|
|
|
Rank: Elder Joined: 6/23/2009 Posts: 14,325 Location: nairobi
|
It's single digit baby. Hasn't been in that zone since 29.05.2023. Highly consequential COOP, IMH, KEGN, KQ, MTNU
|
|
|
Rank: Veteran Joined: 11/13/2015 Posts: 1,658
|
obiero wrote:It's single digit baby. Hasn't been in that zone since 29.05.2023. Highly consequential We are about to experience Friedman's interest rate fallacy, identifying tight money with high interest rates and easy money with low interest rate. Will banks lend more when NPLs are inching closer to 18%? What are the profitable investment opportunities balanced with risk at that 9.75% rate? Ordinary kenyans obtain credit at >1% per month so most prudent will now go into liability management which means pay down debt aggressively which effectively removing money from circulation. @obiero has given the first example, using his coop dividends to pay his expressway liabilities instead of re-investment.
|
|
|
Rank: Chief Joined: 1/3/2007 Posts: 18,382 Location: Nairobi
|
wukan wrote:obiero wrote:It's single digit baby. Hasn't been in that zone since 29.05.2023. Highly consequential We are about to experience Friedman's interest rate fallacy, identifying tight money with high interest rates and easy money with low interest rate. Will banks lend more when NPLs are inching closer to 18%? What are the profitable investment opportunities balanced with risk at that 9.75% rate? Ordinary kenyans obtain credit at >1% per month so most prudent will now go into liability management which means pay down debt aggressively which effectively removing money from circulation. @obiero has given the first example, using his coop dividends to pay his expressway liabilities instead of re-investment. @Obiero amelipa madeni? Yaani, he is not in the same WhatsApp group na KQ? Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
|
|
|
Rank: Elder Joined: 6/23/2009 Posts: 14,325 Location: nairobi
|
VituVingiSana wrote:wukan wrote:obiero wrote:It's single digit baby. Hasn't been in that zone since 29.05.2023. Highly consequential We are about to experience Friedman's interest rate fallacy, identifying tight money with high interest rates and easy money with low interest rate. Will banks lend more when NPLs are inching closer to 18%? What are the profitable investment opportunities balanced with risk at that 9.75% rate? Ordinary kenyans obtain credit at >1% per month so most prudent will now go into liability management which means pay down debt aggressively which effectively removing money from circulation. @obiero has given the first example, using his coop dividends to pay his expressway liabilities instead of re-investment. @Obiero amelipa madeni? Yaani, he is not in the same WhatsApp group na KQ? Haha. Zero debt mzee wangu. I am approaching retirement. Meanwhile as Bill Graham pointed out, when the treasury bill/bond rates rise, the stock market falls and the reverse applies. This is a global truth. Thank me later COOP, IMH, KEGN, KQ, MTNU
|
|
|
Rank: Veteran Joined: 11/13/2015 Posts: 1,658
|
For Kenya's financing future, bank boardrooms must change urgentlyBank shareholders are not ready for this conversation, but that industry is prime for disruption.
|
|
|
Wazua
»
Investor
»
Stocks
»
Portfolio Balancing: Avoid Over Exposure To Financial Sector
Forum Jump
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.
|