Here is how they are made. Listen to Dr. Mumbi explain reality of things:

Hence corruption. The billionaire class appears to be founded on deception by government. In fact the creation of a billionaire elite may be viewed as subversion of democracy. It may be reasonable to say that governments that support the billionaire class are illegitimate.

I have watched only of her videos: this one alone.

The key idea here is not whether the billionaire has stolen or not. Instead, we are looking at how governments have a tendency for creating billionaires, or favoring a certain class. This normally happens in cases where some people have closer proximity to power than others. For example, top universities in America tend to get the spin offs of government funded research. This fact shows why there might be such a wide disparity in the distribution of wealth. Countries designed to be at the periphery like Kenya will tend to have fewer billionaires and will tend to non-technology areas.

Billionaires in countries that are in the core of our international system tend to new technologies, but we have reason to question the veracity of their privilege, given that these countries have millions of citizens. What prevents active attempts by government to ensure that these millions for example, have viable credit ratings? Take the recent financial crises as an example of how it is inconvenient for us all to have people who have no reliable income flows.

Again, we have no way for justifying how the billionaires use their money. We must swallow the narrative that Bill Gates is in fact doing the right thing by seeking malaria interventions. But against what do we contrast this idea?

Theories and assumptions in support of the billionaires are suspect because they are beholden to one school of view that is reinforced by interested parties. We may be looking at economics as a pseudo-science.

Not necessarily so. Sometimes "outsiders" can follow the money quietly and end up being millionaires if not billionaires.In the Sociology of science parlance, it is called Matthews Effect.

It might be difficult for ordinary folks like you and me to join the billionaires boys club, however, by merely observing the moves the billionaires are taking can make you a fortune. I said it here before that we shall soon be reading about how James Mwangi,Jimnah Mbaru,James Mworia,the Ndegwa brothers, the current first family, Baloobhai Patel and many more billionaires have made fortunes once the artificial and highly rigged economic hard times abruptly come to an end.

The questions all Wazuans aspiring to be millionaires should be asking themselves is:

Where is James Mwangi heavily invested, or what investment moves is James Ndegwa making today(November 2019)?

Once you have found out that Baloobhai Patel has increased his stake in a Kenyatta/Ndegwa majority owned bank which also curiously controls Mshwari and Stawi mobile apps and has lent heavily to GoK at 13% for the longterm, then you should do whatever it takes to purchase as much stake as you can in this bank and wait for the day business daily and other newspapers will start gossiping about how President Uhuru brother has made billions of paper wealth by a fractional increase in share price.

If Allah grants us life(Inshallah) we shall all be here
relishing missed opportunities. Mark Twain is famed of stating that "history does not repeat itself but it rhymes".