VituVingiSana wrote:obiero wrote:winmak wrote:Ericsson wrote:murchr wrote:NOTICE - STAWI mobile loan facility of 30 - 250K, payable within 1 -12 months at an interest of 9% per annum


Where is equity bank and why have they been left out
Unsecured!!! How have they priced in risk to lend at 9%? Or am I missing something?
There are huge deposits in banks acrruing 0% interest. That’s your answer
Banks can place those funds at much lower risk of default on the Interbank Market. Then there are 91 day T-Bills. Also offer secured overdrafts to existing customers.
True. But the MSME market was shifting steadily to Tala,Branch etc.. It's a ring fencing strategy.. Not that banks would crumble incase they had continued ignoring the segment
COOP, IMH, KEGN, KQ, MTNU