Laws of economics are like law of gravity. You cannot skip people with money. You cannot make something affordable to people who have no money while denying it to people with money. Hiyo laini ishapangwa tayari so if you are going to allocate anything start with allocating it at the top.

If by some miracle they build those houses the real price will rise to market price in a fraction of a second. You think a guy with income of 10,000 a month will live in a house where he pays 6,500 a month. He will quickly rent it or sell it to the guy who earns 100k a month who will gladly offer 20k a month. Then the first guy will move back to Kibera a happy man.

In my opinion the easiest way to do affordable housing is to build no houses at all. Build infrastructure: Roads, sewer, water, power in new places and offer buroti for cheap maguta maguta. Put the current buyers and dividers of land out of business by flooding supply. GOK can do this better because they have more land and can put up better infrastructure. Put restrictions on transfers so that someone cannot sell within 5 years and cannot sell an empty plot but only development on it. Plots can also only be sold to individuals with proven tax returns and only one per person. Then let people develop their place as they wish.

Yes the kibera man will now be a landlord and has a real stake in the economy to protect. His income will now be 30K and he will enjoy a higher standard of living and have an asset to pass to his kids. It's a no brainer really

GoK is building well planned settlements those site and service burotis were tried in Umoja and Dandora-urban planning disaster.

GoK should give HFCK and NHC part contract to build and sell these houses at a commission.

@Gathige, even the most free market enthusiasts always put a little caveat when it comes to land because of the fact that it is finite and is very easy to hoard. The idea is to house many people as owners so I think restricting the buyers to individuals is best. This is because, if you allow corporate ownership, 10 people from Muranga will form a company and buy the whole place and just sit on it without development then sell moja moja bila haraka. 10 years later the place is half developed and the rest of the plots unaffordable.

The incentives may vary depending on what works but the idea you want to encourage is to create home ownership rather than trade in land.

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