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Co-op Bank HY 2018
Superprime1
#1 Posted : Thursday, August 16, 2018 11:07:35 AM
Rank: Member

Joined: 5/2/2018
Posts: 267
After-tax profit up 7.5% to Sh7.14bn vs Sh6.64bn
Total interest income up by Sh1.52bn (+7.9%) to Sh20.78bn, vs Sh19.26bn
Net interest income Sh14.81bn vs Sh13.42bn
Total non-interest income Sh7bn vs Sh7.12bn
Total operating expenses Sh12bn vs Sh11.35bn
Total assets Sh398.43bn vs Sh383.33bn HY 2017
Total Capital/Risk Weighted Assets ratio deteriorated to 16% (22.8% in HY 2017) — minimum statutory ratio is 14.5%
Ericsson
#2 Posted : Thursday, August 16, 2018 8:28:02 PM
Rank: Elder

Joined: 12/4/2009
Posts: 10,804
Location: NAIROBI
Superprime1 wrote:
After-tax profit up 7.5% to Sh7.14bn vs Sh6.64bn
Total interest income up by Sh1.52bn (+7.9%) to Sh20.78bn, vs Sh19.26bn
Net interest income Sh14.81bn vs Sh13.42bn
Total non-interest income Sh7bn vs Sh7.12bn
Total operating expenses Sh12bn vs Sh11.35bn
Total assets Sh398.43bn vs Sh383.33bn HY 2017
Total Capital/Risk Weighted Assets ratio deteriorated to 16% (22.8% in HY 2017) — minimum statutory ratio is 14.5%


Woii does it mean they will do a rights issue to raise the ratio.
Profit before tax @sh.9.98bn
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
Realtreaty
#3 Posted : Thursday, August 16, 2018 9:49:03 PM
Rank: Elder

Joined: 8/16/2011
Posts: 2,386
Positive
The stock price has remained suppressed at 17.50 Kshs after KCB and Equity stunt to 50 Kshs.

https://www.businessdailyafrica....14616-4nlwr3z/index.html
lochaz-index
#4 Posted : Thursday, August 16, 2018 10:14:41 PM
Rank: Veteran

Joined: 9/18/2014
Posts: 1,127
Ericsson wrote:
Superprime1 wrote:
After-tax profit up 7.5% to Sh7.14bn vs Sh6.64bn
Total interest income up by Sh1.52bn (+7.9%) to Sh20.78bn, vs Sh19.26bn
Net interest income Sh14.81bn vs Sh13.42bn
Total non-interest income Sh7bn vs Sh7.12bn
Total operating expenses Sh12bn vs Sh11.35bn
Total assets Sh398.43bn vs Sh383.33bn HY 2017
Total Capital/Risk Weighted Assets ratio deteriorated to 16% (22.8% in HY 2017) — minimum statutory ratio is 14.5%


Woii does it mean they will do a rights issue to raise the ratio.
Profit before tax @sh.9.98bn

A rejig of their loan portfolio should suffice. Wonder why it is growing thinner with government lending being all the rage now.
The main purpose of the stock market is to make fools of as many people as possible.
Ericsson
#5 Posted : Monday, August 27, 2018 12:36:45 PM
Rank: Elder

Joined: 12/4/2009
Posts: 10,804
Location: NAIROBI
Biggest loser today.
What is not happening
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
mlennyma
#6 Posted : Monday, August 27, 2018 12:45:10 PM
Rank: Elder

Joined: 7/21/2010
Posts: 6,194
Location: nairobi
Ericsson wrote:
Biggest loser today.
What is not happening

rate cap emotions?
"Don't let the fear of losing be greater than the excitement of winning."
obiero
#7 Posted : Monday, August 27, 2018 1:17:03 PM
Rank: Elder

Joined: 6/23/2009
Posts: 14,213
Location: nairobi
mlennyma wrote:
Ericsson wrote:
Biggest loser today.
What is not happening

rate cap emotions?

Facts not emotions..

KQ ABP 4.26
Ericsson
#8 Posted : Monday, October 22, 2018 11:57:54 AM
Rank: Elder

Joined: 12/4/2009
Posts: 10,804
Location: NAIROBI
Share price on a free fall
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
Angelica _ann
#9 Posted : Monday, October 22, 2018 2:43:45 PM
Rank: Elder

Joined: 12/7/2012
Posts: 11,935
Muriuki has been here for far too long. I fear that one day when the closet is opened, what will be found would be amazing. Remember when Mureithi left and the bank had to declare a 1.8b loss then as the books were being 'cleaned'.
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
FRM2011
#10 Posted : Monday, October 22, 2018 5:48:50 PM
Rank: Elder

Joined: 11/5/2010
Posts: 2,459
Angelica _ann wrote:
Muriuki has been here for far too long. I fear that one day when the closet is opened, what will be found would be amazing. Remember when Mureithi left and the bank had to declare a 1.8b loss then as the books were being 'cleaned'.


Word. Corporate governance there is in theory. This is a true story of a sacco that were my client. The sacco is from the tea growing zones in Mt.Kenya region. A retired headteacher works his charm with the members and joins the management committee (nowadays they call them boards).
Due to excess liquidity, the sacco bought substantial shares at co-op. The guy gets elected as a delegate representing his region. When all delegates from the country met in Nairobi, he vied for a vacant director position in the bank but lost. Someone in the bank's senior management noticed him and in the subsequent year, his entire campaign was done by senior guys at the bank. He joined the board and was soon putting up block of flats, upgrading his car and getting his relatives jobs at the bank.
Imagine a director who has no stake in the company, who owes his position to management and who only sees the opportunities the position presents to him.

In summary, co-op is a one-man show.
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