EQUITY vs KCB - Page 26 - Stocks - Wazua

Welcome Guest

Wazua » Investor » Stocks » EQUITY vs KCB

EQUITY vs KCB

Options

Previous Topic · Next Topic

VituVingiSana		#251 Posted : Sunday, November 01, 2015 6:55:21 PM
Rank: Chief Joined: 1/3/2007 Posts: 18,346 Location: Nairobi		obiero wrote: Ericsson wrote: This IMF that is warning banks about cooking books is it the same one that encourages nations to cook their GDP figures and state of the economy they take more loans and result is financial crisis,bankruptcy,painful austerity measures like pension cuts. Case in point Ukraine,Greece,Argentina in the early 2000,Mexico,Indonesia during the Asian financial crisis in 1997. Now even Kenya The key word you have used is enocourage. We are never forced by IMF.. Meanwhile, I was at the exchange bar yesterday and word is that the Opus Dei man is incorruptible.. Even big bribes dont shake his faith.. A stickler for rules. Fishy banks wont swim in this new CBK waters, but Imperial will reopen on 16.11.2015 We need more Opus Dei members in key positions. PNN wasn't interested in 'money' but service. Who remembers those stupid questions from the greedy & vile MPigs? Greedy when others are fearful. Very fearful when others are greedy - *to paraphrase Warren Buffett*
Back to top		\|
User Profile

VituVingiSana		#252 Posted : Sunday, November 01, 2015 6:58:59 PM
Rank: Chief Joined: 1/3/2007 Posts: 18,346 Location: Nairobi		MaichBlack wrote: watesh wrote: If an interest rate control bill goes through, pple will be back to begging for loans instead of banks begging pple to take loans That is why I keep saying the level of idiocy in this country is mind boggling!!! With all the risks and costs associated with lending to individuals, why would a bank want to lend to individuals at such low margins??? All the money/loans would end up going to the government and companies (the bigger the better). Companies would no longer need to source foreign loans. It would be the raiya trying to do that! Good luck with that!!! And we are trying to make Nairobi a Financial Hub??? Equity doesn't lend much in South Sudan. Equity's loans are made to firms with Kenyan operations & collateral not loans that are subject to SS laws & judiciary. Equity takes deposits though! It is primarily a 'transaction bank'. That's what the Midiwo bill will do. Banks will take deposits. Banks will 'invest' in T-Bills. Loans will be a no-no unless you are known to the bank or give the bank a lot of transactional business. Greedy when others are fearful. Very fearful when others are greedy - *to paraphrase Warren Buffett*
Back to top		\|
User Profile

Cde Monomotapa		#253 Posted : Sunday, November 01, 2015 7:24:55 PM
Rank: Chief Joined: 1/13/2011 Posts: 5,964		What is interest rate control really? Is that proposal saying that KBRR is already ineffective? Huh?? Quote: The proposal, seen by Sunday Nation, also inserts a clause to have the minimum interest rate that a bank or a financial institution shall pay on deposits held in interest earning accounts shall be set at least 70 per cent in the minimum. How will any such control control variables of supply & demand side shocks? This is just the OMC pricing route. The only thing that can be 'tamed' is margins. Effectively, that means more ICT processes from banks. Major V.E.Rs, redundancy coming up and regional expansion. Banking is certainly not a sector to grow us wealth.
Back to top		\| \| Edit by user: Sunday, November 01, 2015 7:41 PM \| Reason: Not specified
User Profile

ARAP CHARLES		#254 Posted : Friday, August 26, 2016 12:40:32 PM
Rank: Member Joined: 5/30/2016 Posts: 217 Location: Talai		KWANI THEY HAVE AGREED ON A SUPPLY TREND.. BOTH DOING JUST OVER 52 MILLION SUPPY AGAINST ZERO (0) DEMAND BOTH HAVE DONE A SUPPLY OF 30500 SHARES TO TIME! Watch and Listen and Live
Back to top		WWW \| \| Edit by user: Friday, August 26, 2016 12:41 PM \| Reason: Not specified
User Profile

Impunity		#255 Posted : Friday, August 26, 2016 2:11:12 PM
Rank: Elder Joined: 3/2/2009 Posts: 26,331 Location: Masada		ARAP CHARLES wrote: KWANI THEY HAVE AGREED ON A SUPPLY TREND.. BOTH DOING JUST OVER 52 MILLION SUPPY AGAINST ZERO (0) DEMAND BOTH HAVE DONE A SUPPLY OF 30500 SHARES TO TIME! They should callme when they hit 15! Portfolio: Sold You know you've made it when you get a parking space for your yatcht.
Back to top		\|
User Profile

obiero		#256 Posted : Friday, August 26, 2016 3:17:17 PM
Rank: Elder Joined: 6/23/2009 Posts: 14,211 Location: nairobi		Impunity wrote: ARAP CHARLES wrote: KWANI THEY HAVE AGREED ON A SUPPLY TREND.. BOTH DOING JUST OVER 52 MILLION SUPPY AGAINST ZERO (0) DEMAND BOTH HAVE DONE A SUPPLY OF 30500 SHARES TO TIME! They should callme when they hit 15! Traders heaven KQ ABP 4.26
Back to top		WWW \|
User Profile

murchr		#257 Posted : Friday, August 26, 2016 7:26:14 PM
Rank: Elder Joined: 2/26/2012 Posts: 15,980		Cde Monomotapa wrote: What is interest rate control really? Is that proposal saying that KBRR is already ineffective? Huh?? Quote: The proposal, seen by Sunday Nation, also inserts a clause to have the minimum interest rate that a bank or a financial institution shall pay on deposits held in interest earning accounts shall be set at least 70 per cent in the minimum. How will any such control control variables of supply & demand side shocks? This is just the OMC pricing route. The only thing that can be 'tamed' is margins. Effectively, that means more ICT processes from banks. Major V.E.Rs, redundancy coming up and regional expansion. Banking is certainly not a sector to grow us wealth. CDE called out this law and left.... "There are only two emotions in the market, hope & fear. The problem is you hope when you should fear & fear when you should hope: - Jesse Livermore .
Back to top		\|
User Profile

Boris Boyka		#258 Posted : Friday, August 26, 2016 7:30:45 PM
Rank: Veteran Joined: 11/15/2013 Posts: 1,977 Location: Here		murchr wrote: Cde Monomotapa wrote: What is interest rate control really? Is that proposal saying that KBRR is already ineffective? Huh?? Quote: The proposal, seen by Sunday Nation, also inserts a clause to have the minimum interest rate that a bank or a financial institution shall pay on deposits held in interest earning accounts shall be set at least 70 per cent in the minimum. How will any such control control variables of supply & demand side shocks? This is just the OMC pricing route. The only thing that can be 'tamed' is margins. Effectively, that means more ICT processes from banks. Major V.E.Rs, redundancy coming up and regional expansion. Banking is certainly not a sector to grow us wealth. CDE called out this law and left.... He must be owning a bank directly or indirectly thus feeling the heat. Can he be given the ice bath of Egritch is difficort Everybody STEALS, a THIEF is one who's CAUGHT stealing something of LITTLE VALUE. !!!
Back to top		\|
User Profile

obiero		#259 Posted : Friday, August 26, 2016 7:53:03 PM
Rank: Elder Joined: 6/23/2009 Posts: 14,211 Location: nairobi		Boris Boyka wrote: murchr wrote: Cde Monomotapa wrote: What is interest rate control really? Is that proposal saying that KBRR is already ineffective? Huh?? Quote: The proposal, seen by Sunday Nation, also inserts a clause to have the minimum interest rate that a bank or a financial institution shall pay on deposits held in interest earning accounts shall be set at least 70 per cent in the minimum. How will any such control control variables of supply & demand side shocks? This is just the OMC pricing route. The only thing that can be 'tamed' is margins. Effectively, that means more ICT processes from banks. Major V.E.Rs, redundancy coming up and regional expansion. Banking is certainly not a sector to grow us wealth. CDE called out this law and left.... He must be owning a bank directly or indirectly thus feeling the heat. Can he be given the ice bath of Egritch is difficort CDE was a NBK die hard.. KQ ABP 4.26
Back to top		WWW \|
User Profile

Ebenyo		#260 Posted : Thursday, June 22, 2017 1:20:21 PM
Rank: Veteran Joined: 4/4/2016 Posts: 2,016 Location: Kitale		earthvoice wrote: I've been following the duel between Equity and KCB for a while now, at least in terms of share prices, and there doesn't seem to be much between them. For example, Equity is currently trading at ~ KSh25.00 while KCB is at ~ KSh25.50-25.75, as opposed to earlier in the year when Equity peaked at KSh 30.00 and KCB was at KSh 23.50-24.00. My questions are: - in your opinion, between Equity and KCB, which is the better bet for medium to long-term investment? - following the conclusion of the prolonged sell-off by the foreign investor(s) that led to the price dip seen in recent weeks, is Equity expected to recover its pre-dividend price of KSh 27.00-28.00 any time soon? These are the latest exposure of both equity and kcb to npls and interest expense. equity- npl kshs 18,754,823,000 LLP- 37% interest expense over income ratio 22% kcb-npl kshs 31,812,856,000 LLP-51% interest expense over income ratio-25% Based on the above statistics i choose kcb. i want to be rich and so i cannot afford to fear risk.Equity seems to play safe as evidenced by lower exposure to npls and interest expense.Kcb looks sharp.Despite its high exposure,its provisions are also higher. Towards the goal of financial freedom
Back to top		\|
User Profile

28 Pages«<2425262728>

Wazua » Investor » Stocks » EQUITY vs KCB

Forum Jump

You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.

Watch this topic
Print this topic

Normal
Threaded