@ericsson have you ever heard of the term pool interest income.. banks can survive on deposits based on large customer base. they can lend excess cash to other banks or even the government. large client base and deposits are all a Kenyan bank needs, lending will thereafter come naturally. plus the other banks that you mention, what are the NPLs. Coop in my view has its house in order and the profit gap shall be reduced over time. Remember BBK was once the most profitable bank in Kenya followed closely by SCBK

2016 Half year results expected to be announced on Thursday this week

I have I&M as a "Core Holding" [as most Wazuans who follow me know] and some Equity. Am I worried about I&M under interest capping? Not really.
Equity may be hurt more in the short term but JM is quick about making decisions and I am watching.
Coop? Sina. So Coop at 20 or 6 makes no difference to my portfolio.

Single digit price from tomorrow

Traders will have a field day, but some of us can watch a stock go down by over 80% and still live on. Even at KES 17 COOP is cheap. The current price can only be equated to the biblical manna

Depositors: Corporate
Borrowers: Corporate and through M-Shwari the Wanjiku. The latter have been frozen out.

you can turn into a stone statue waiting for this stock to rally.

Since IPO split = zero!!!!!

I categorically mentioned that one time and our sister guru267 alinivamia sana.i compared it to its competitor-member,that went up ,split, came down, went up again split na hii coop iko just there.

My friend who invested in member in 2008 has 3 times the number of shares I have at coop ,of a higher value and yet we had initially invest the same amount of shares .

Tried to hammer this point to guru267 but as you know she will dismiss and brush you aside with some financial technical words that till today I have never understood what she meant

This is what happened

2006
-I had 10,000 coop wrth 100k
-My pal 1000 equity wrth 100k

2007
-I had 10,000 coop wrth 100k
-My pal had 2000 eqt wrth 50k because of spilt they had, the price had to be halved.Later that year his share hit 100 again so his worth became whooping 200,000 meanwhile I got stuck at 100,000

2008

-I had 10,000 coop worth still 100k
-my pals share split again and he was given I think 1000 shares more so he had 3000 equity and the price that time hit 120 so his worth became 320,000 and here he boomed out

So at the end of 2008 he was worth 320,000 while poor me got stuck at 100k till today .

I have taken my time to do an explanation. I regret why I never followed his path. equity is 100 times better in terms of ROE and ROA than coop..all hands down