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Return on rental property after tax
Swenani
#11 Posted : Thursday, May 05, 2016 12:44:26 PM
Rank: User

Joined: 8/15/2013
Posts: 13,237
Location: Vacuum
heri wrote:
Swenani wrote:
heri wrote:
what about commercial property like an office? The only deductions i can think of would be loan interest but if one is buying on cash basis ( loan interest rates are crazy ) then it means the tax burden will be too high making the returns very bad

is there space really for an employed person to use his savings after paying PAYE to invest in such properties? it feels like such properties can only make sense to those who want to clean ill gotten cash

For commercial property, you will use the incremental income tax rates i.e PAYE(for individuals) or corporate tax rates for firms.

For a commercial property, you can deduct the following
1. water and electricty bills(assuming it's not paid by tenants
2.Caretaker wages and/or management fees
3.maintenance charges and capital works
4. Land rates
5.Insurance premiums
6.Advertising for tenants
7. Bank charges
8. Cleaning.
9.WTA

You can even include your fuel costs to inspect the buildings etc


@Swenani thanks

Good pointers. But for a small office which am considering buying in westlands . Rent would like like 50K pm and i do not foreseen any of the above expenses. Maybe just land rates?

Does WTA apply? and do you know at what rate it would be

assuming i buy the office at about 6.5M what will be the WTA if any?

An office doesn't qualify for WTA or IBA
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