So landlord kiuks worth hundreds of millions but only buy and eat on sahani ya plastic worth 25 bob instead of melamine worth 150 bob really NEED that plastic plate?

The dark side of saving.....

My late dad and a co-worker, George Oduor Onyango

Year: 1973
Employer: Ministry of Works.
Designation:
Dad...Clerical Officer Job Group E, salary kshs 480.00
Onyango...Ministry of Works, Mechanical Engineering technician Job Group J, salary kshs 950.00
Station: Nyahururu
Membership to a SACCO:
Dad: Ufundi SACCO, was contributing kshs 180.00
Onyango: None
Side Hustles:
Dad...None
Onyango: None
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Year: 1975
Station: Nyahururu
Side Hustles:
Dad: Leased 3 acres @ kshs 150.00 per acre per year in Kiandege area. Took a kshs 12,000.00 SACCO loan, bought 3 grown dairy cattle and constructed the sheds and barn.
Onyango: None, but was in good books with the DC, DO and the resident magistrate. The Jogoo Kimakia buses knew him for occasionally taking his family to Nairobi for a short holiday.
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Year: 1977
Station: Nyahururu
Salaries: Dad:kshs 560.00, Onyango: kshs 1100.00
SACCO contributions: Dad: kshs 350.00 Onyango: None.
Side hustles:
Dad: Crops growing, serious dairy farming
Onyango: None, but still in good books with the prominent senior civil servants, the Kimakia buses and some local pub (I cant remember the name) near the post office.
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Year: 1978
Station: Nyahururu
Onyango takes a bank loan (kshs 5000.00 if I remember very well) and buys a second hand grey peugeot 404 saloon.
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Year: 1980
station: Nyahururu
Side hustles:
Dad: Still doing mixed farming...had savings of kshs 68,000.00 from farming. Took a bank loan of kshs 100,000.00 and added the savings from farming and buys two eighths of an acre in Mathare North Nairobi following a tip off by his brother (who lived in Nairobi) on available plots. He informs Onyango about the plots.
Onyango: None
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Year: 1984
Dad posted to Nakuru on transfer.
Onyango posted to Nyeri.
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Year: 1986
Station: Nakuru
Side Hustle:
Dad...Farming, realtor, completed paying back the bank loan.
Station: Nyeri
Onyango...Not much is known about him, but regularly comes to Nakuru to visit dad.
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Year: 1990
station: Nakuru
Side hustle:
Dad: Farming and realty. He becomes too busy and absconds his clerical job, and was officially dismissed summarily from the civil service.
Station: Nyeri
Onyango: He had been promoted to Job Group K and a salary of kshs 4200.00. He still had the Peugeot 404.
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Year: 1993
Station: Nakuru/Nairobi.
Dad: In jua kali proper, and still doing serious farming and realty. With a savings of kshs 2,322,900.00, he takes a bank loan of kshs 5 million and begins to construct the first 3 floors of residential flats on the first plot in Mathare North which he bought in 1980.
Station: Nyeri
Onyango: Back in Nyeri, he is given a letter reminding him that his retirement is due in two years time. He dashes to Ufundi SACCO to register as a member and starts contributing kshs 1500.00
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Year: 1994
Station: Nakuru/Nairobi
Dad: Doing the construction and still doing the farming and realty,
Station: Nyeri
Onyango: Goes back to SACCO and reduces the contribution to kshs 500.00 as his salary could not sustain such contributions due to the originally acquired lifestyle.
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Year: 1995
Station: Nakuru/Nairobi
Dad: Finishes the construction and the flats are occupied almost immediately. He is still doing farming and realty.
Station: Nyeri
Onyango: retires from civil service, gets his kshs 60,000.00 (if I remember very well) lumpsome and a monthly pension of kshs 3,800.00.
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From 1995, things start getting interesting for one George Oduor Onyango, my dads closest friend...

Stay tuned folks and learn how the 2007/2008 political events became the turning point for Onyango on a long path dating back to 1968...

This @Kaigangio should be banned from story telling, keeps leaving us nusu nusu .......

NYS, KNH, Contractor, na kaswende!!!