Last year I heard Embu branch was in the works.

Thanks. So the data analysis actaully support the strong emotions guys seem to have investing at Unaitas

Capitalisation of banks and mortgage institutions raised from ksh.1bn to 5bn by 2018.It will be implemented gradually

what does this mean for UNAITAS? They need to raise about Kshs 3B more

@Maichmweusi..it has come to pass! Will she(unaitas) push the dates forward or what shall she do?

@Boris, hapa hakuna ujanja. They MUST shift the goal post!!! They need to raise more! As per our earlier discussion, anything below 3 billion will be a joke! Depending on the implementation guidelines and time table, they might have to raise the whole 5 Billion now!!!

"We are closing the shares sale SOON" might not be applicable any time soon!

But let's see how things play out. Do they have other options? Are those options palatable. Board meetings pap! Decisions decisons.

Sijui wale hawajanunua wanawashwa na nini na pesa si zao. 5b bring it on kwani ndio ya kwanza kenya? 2018 is 3 years away

What is negativ? That capitalization requirements have been increased? How's that negative? Business goes on. If it's too much for you keep off. You should worry more of what you own eg KK

@murchr has irregular rains You are very much worried than maich and I....living in denial. We must analyse unaitas and make decisions basing on timelines....who doesn't work with timelines? or are you the owner/employee of unaitas..Unaitas need to give us new guidelines now...Mimi apana choka na wewe....you furnish us with information or you make a matress na hiyo pesa yako!

Boris when I turned 18, my mentor and I watched a football match in one of the clubs in town. He gave me an analogy I will never forget.

In a game/match/event there are 3 sets or people 1. The coach 2. The players 3. The jeer/cheering squad. The coach invests his knowledge to his players and - He gets paid for it in monetary form or by a win, the players invest in their time action and effort and they always get paid in monetary form, by a win or by the lessons they learn. The 3rd set of people, are always yelling and shouting the loudest, cheering those who win while making money or jeering and cursing their "opponents". The first 2 sets of people reap the rewards whatever the outcome (profits & Lessons) but the last set gets to pay for everything the first 2 achieve. (lost opportunity)

Back to UNAITAS everything a serious investor wants to knw about this counter is out there - ofcourse apart from how many people bought shares yesterday or who took out loans etc - Some news about the requirements for transformation into a bank (which should be fulfilled in 2018) should not cause someone who hasn't made their mind about acquiring a share to hyperventilate over nothing he owns. Keep buying the newspapers and am sure one of these days someone will or will not tell you something you want to hear.

Only an extremely stupid person would analyze/research on/discuss a company ONLY AFTER BUYING INTO it! Actually most of the research, discussion etc. should be done BEFORE you put in your first shilling. Someone telling others to discuss ONLY the shares they own and avoid the rest including the ones they are considering buying is as pedestrian as they come. But then again as they confess, they are playing the lottery - not investing!!!

Personally I critic even the companies I have invested in and everyone here knows that! Just because you don't say something doesn't mean it is not there!

To quote @Duale, "Unaitas sio ya...". @Boris and I (among others) are considering buying a piece of Unaitas and as we do with ALL the other companies we buy into we have to look at all angles! Let us discuss issues and facts and avoid emotional outbursts.