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Best online banking
guru me
#1 Posted : Thursday, November 27, 2014 7:28:24 AM
Rank: New-farer


Joined: 6/27/2011
Posts: 63
Hi all,

I currently reside outside Kenya and i am interested in finding out which bank has the best online banking facility. Online banking is my primary medium for transacting in Kenya. I currently bank with a bank that shall remain un-named but I am deeply frustrated with it. I can never seem to log in - theres always an issue.

Any help appreciated.

Cheers

G
Speculz
#2 Posted : Thursday, November 27, 2014 8:10:36 AM
Rank: Member


Joined: 5/6/2011
Posts: 391
Location: Nairobi
Commercial Bank of Africa .
"You can't have everything. Where would you put it?" - Stephen Wright
butterflyke
#3 Posted : Thursday, November 27, 2014 8:33:21 AM
Rank: Elder


Joined: 5/1/2010
Posts: 3,024
Location: Hapa
Agreed. CBA

Be sure to always negotiate your exchange rates.
Float like a butterfly, sting like a bee. - Muhammad Ali🐝
Ngogoyo
#4 Posted : Thursday, November 27, 2014 9:47:40 AM
Rank: Member


Joined: 6/22/2011
Posts: 561
Location: House
Thirded...CBA online is quite good
murchr
#5 Posted : Thursday, November 27, 2014 9:55:07 AM
Rank: Elder


Joined: 2/26/2012
Posts: 15,980
The worst is coop you can go with any other
"There are only two emotions in the market, hope & fear. The problem is you hope when you should fear & fear when you should hope: - Jesse Livermore
.
Angelica _ann
#6 Posted : Thursday, November 27, 2014 9:59:59 AM
Rank: Elder


Joined: 12/7/2012
Posts: 11,908
CBA
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
urstill1
#7 Posted : Thursday, November 27, 2014 10:23:49 AM
Rank: User


Joined: 9/6/2013
Posts: 1,446
Location: In a house
guru me wrote:
Hi all,

I currently reside outside Kenya and i am interested in finding out which bank has the best online banking facility. Online banking is my primary medium for transacting in Kenya. I currently bank with a bank that shall remain un-named but I am deeply frustrated with it. I can never seem to log in - theres always an issue.

Any help appreciated.

Cheers

G


In as much as I complain at times, I still love CFC. The fact that I can transfer money online to another CFC account without any transfer charges, makes it the best for me.
washiku
#8 Posted : Thursday, November 27, 2014 11:47:36 AM
Rank: Chief


Joined: 5/9/2007
Posts: 13,095
I have used a few...though I am yet to use the CBA one despite having an account there. Can I transfer money directly from the account to Mpesa? The ECB one allows that and its quite fast. Even before you log out, money has already been credited into your Mpesa account.
smallfama
#9 Posted : Thursday, November 27, 2014 12:11:30 PM
Rank: New-farer


Joined: 8/15/2010
Posts: 99
Location: nairobi
I have used CBA, Chase, Simba na DTB. CBA's has always been on top of them all. It was the first bank in Kenya to introduce real transaction online banking when other banks only provided 'view only' online banking. Simba is also very good especially in mobile banking. For those who frequently deal with mpesa it's cheaper to transfer from bank to mpesa as opposed to deposit then transfer. For 70k Simba will charge you KES 55 if am not wrong as opposed to mpesa KES110 charge.
butterflyke
#10 Posted : Thursday, November 27, 2014 12:31:09 PM
Rank: Elder


Joined: 5/1/2010
Posts: 3,024
Location: Hapa
washiku wrote:
I have used a few...though I am yet to use the CBA one despite having an account there. Can I transfer money directly from the account to Mpesa? The ECB one allows that and its quite fast. Even before you log out, money has already been credited into your Mpesa account.


Yes you can
Float like a butterfly, sting like a bee. - Muhammad Ali🐝
guru me
#11 Posted : Thursday, November 27, 2014 2:43:07 PM
Rank: New-farer


Joined: 6/27/2011
Posts: 63
Thanks all for the feedback. CBA it is.
tinker
#12 Posted : Thursday, November 27, 2014 3:31:46 PM
Rank: Member


Joined: 11/15/2010
Posts: 454
Location: Nairobi
I have been with Simba for several years now and it has not dissapointed me, However it gets tricky when am in a country where my Kenyan line doesn't roam or it takes long to deliver a transaction code (TAN)which is always sent to cell phone number. TAN is timed to 2Minutes only b4 it expire.
....He who began a good work in you will carry it on to completion..
githundi
#13 Posted : Thursday, November 27, 2014 9:03:57 PM
Rank: Veteran


Joined: 11/19/2010
Posts: 1,308
Location: nairobi metropolitan
Stan chart is the best.
Democracy does not belong to the dead
Gordon Gekko
#14 Posted : Thursday, November 27, 2014 10:17:44 PM
Rank: Elder


Joined: 5/27/2008
Posts: 3,760
smallfama wrote:
I have used CBA, Chase, Simba na DTB. CBA's has always been on top of them all. It was the first bank in Kenya to introduce real transaction online banking when other banks only provided 'view only' online banking. Simba is also very good especially in mobile banking. For those who frequently deal with mpesa it's cheaper to transfer from bank to mpesa as opposed to deposit then transfer. For 70k Simba will charge you KES 55 if am not wrong as opposed to mpesa KES110 charge.

Have you factored in the USSD charges?
MatataMingi
#15 Posted : Sunday, November 30, 2014 5:43:33 PM
Rank: Member


Joined: 11/17/2009
Posts: 398
Location: Where everyone knows you
githundi wrote:
Stan chart is the best.


Agree 100%. I use it for almost everything.
XSK
#16 Posted : Sunday, November 30, 2014 6:21:45 PM
Rank: Veteran


Joined: 12/8/2009
Posts: 975
Location: Nairobi
Gordon Gekko wrote:
smallfama wrote:
I have used CBA, Chase, Simba na DTB. CBA's has always been on top of them all. It was the first bank in Kenya to introduce real transaction online banking when other banks only provided 'view only' online banking. Simba is also very good especially in mobile banking. For those who frequently deal with mpesa it's cheaper to transfer from bank to mpesa as opposed to deposit then transfer. For 70k Simba will charge you KES 55 if am not wrong as opposed to mpesa KES110 charge.

Have you factored in the USSD charges?


GG
What's the USSD charge by the way? For instance*522#
You will know that you have arrived when money and time are not mutually exclusive "events" in you life!
CLK
#17 Posted : Sunday, November 30, 2014 7:01:58 PM
Rank: Member


Joined: 4/1/2009
Posts: 846
githundi wrote:
Stan chart is the best.


I bank with both Stanchart and CBA and CBA tops them all, user friendly and the fact that they give you a dongle makes it even more secure, I keep thinking if someone got the password for my stanchart account, they can wipe it clean in a minute. With CBA, the person has to have to have more than my log in details, dongle pin and the dongle itself.
Gathige
#18 Posted : Sunday, November 30, 2014 11:17:54 PM
Rank: Elder


Joined: 3/29/2011
Posts: 2,242
my 2 cents based on experience:

i. KCB- Terrible. The bank has to send you a TAN via your phone line to access your acct and another TAN to make a transaction. You have ti receive the TAN within 2 minutes before it expires. Most of the time the TAN does not either come thru or the transactions fails to go thru;

ii. Coop. Gives a card kama ile ya KANU for any transaction. Unochomoa and then you check the codes as per online prompts. Looks archaic but works. I use it for Coop to Coop transactions only.

Looks like CBA is the way to go and i will try it too.

"Things that matter most must never be at the mercy of things that matter least." Goethe
maka
#19 Posted : Monday, December 01, 2014 7:33:00 AM
Rank: Elder


Joined: 4/22/2010
Posts: 11,522
Location: Nairobi
GT bank...simply amazing
possunt quia posse videntur
radio
#20 Posted : Monday, December 01, 2014 7:57:08 AM
Rank: Veteran


Joined: 11/9/2009
Posts: 2,003
XSK wrote:
Gordon Gekko wrote:
smallfama wrote:
I have used CBA, Chase, Simba na DTB. CBA's has always been on top of them all. It was the first bank in Kenya to introduce real transaction online banking when other banks only provided 'view only' online banking. Simba is also very good especially in mobile banking. For those who frequently deal with mpesa it's cheaper to transfer from bank to mpesa as opposed to deposit then transfer. For 70k Simba will charge you KES 55 if am not wrong as opposed to mpesa KES110 charge.

Have you factored in the USSD charges?


GG
What's the USSD charge by the way? For instance*522#


Whenever you dial that code, you're charged by your service provider.
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