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KCB: Firmly in the stoneage
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Gordon Gekko
#51 Posted : Sunday, January 03, 2010 1:38:26 PM
Rank: Elder

Joined: 5/27/2008
Posts: 3,760
KCB is truly stoneage. I have an account with them and each month I need to deposit some money into another KCB account. Doing a transfer costs ksh 100. Withdrawing the cash from the ATM outside then depositing it costs only ksh 30 (ATM fee). Shouldn't account transfers that are less than the ATM withdrawal maximum cost at most the ATM fee?
I have just seen my interest paid for 2009. A whopping ksh 250 for a SAVINGS account that had at least ksh 50K throughout the year - and that before taxes.
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muganda
#52 Posted : Monday, January 04, 2010 5:17:10 AM
Rank: Elder

Joined: 9/15/2006
Posts: 3,907
I don't bank with KCB but they saved my ass on 24th.

Was in Sarit with family and had to send money urgently via MPesa. After queuing at Sarit Safaricom shop for some time, I was told since there were many people waiting, I could only get MPESA for about 5,000/= which was half amount I needed. Queue at Uchumi Sarit was too daunting too attempt.

On the way out, STRANDED, met some friends who offered to get me the MPESA. The guys just started fiddling with their phones and Voilaaa! Somehow, enough chumz came from the KCB account and we exchanged money - didn't find out how much it costs - nifty though!
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  | | Edit by user: Monday, January 04, 2010 5:43 AM | Reason: pronoun and queueing
se7en
#53 Posted : Monday, January 04, 2010 5:37:11 AM
Rank: Member

Joined: 11/27/2006
Posts: 108
muganda wrote:
I don't bank with KCB but they saved my ass on 24th.

Was in Sarit with family and had to send money urgently via MPesa. After queueing at Sarit Safaricom shop for some time, I was told since there were many people waiting, I could only get MPESA for about 5,000/= which was half amount I needed. Queue at Uchumi Sarit was too daunting too attempt.

On the way out, STRANDED, met some friends who offered to get me the MPESA. The guys just started fiddling with their phones and Voilaaa! Somehow, enough chumz came from the KCB account and we exchanged money - didn't find out how much it costs - nifty though!




thats an excellent move from KCB...linking accounts to mpesa... wish all banks would follow that esp those with long queues... que dites-vous Equity?
speak softly and carry a big stick, you will go far... Theodore Roosevelt
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kizee
#54 Posted : Monday, January 04, 2010 7:11:07 AM
Rank: Member

Joined: 1/9/2008
Posts: 537
The mbanking product is quite revolutionary if only they(kcb) wud sell it more agressively and thus cut queues at theyr atms and banking halls...i hav used it for all manner of transactions...paying elec water my fone bill..i beleiv u cud even pay for dstv with it..not too bad IMHO...OH i forgot to add...u can also get a mini statement and ur bank balance as well as ur card balance and card mini statement
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  | | Edit by user: Monday, January 04, 2010 7:13 AM | Reason: Not specified
Intelligentsia
#55 Posted : Wednesday, January 06, 2010 7:46:12 AM
Rank: Elder

Joined: 10/1/2009
Posts: 2,436
I got a Visa Credit Card with DTB mid last year and was jazzed.

So as to get a good grip on how much am spending on fuel, I always use the card to fuel and I get an sms update instantly (while the attendant is still fuelling) telling me the amt they have swipped my card for, the name of the station and a no. to call in case that is not my transaction. Talk of real time service. Technology has surely come a long way.

Jangwa, am shocked that a 21st century bank can tell u to wait for 2 days for a simple inhouse book transfer.
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