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Wanjiku's banks interest rate suit
2012
#1 Posted : Thursday, June 05, 2014 11:33:58 AM
Rank: Elder

Joined: 12/9/2009
Posts: 6,592
Location: Nairobi
Anxiety for banks as court set to rule on interest rate suit


Someone please explain this law suit. I have been a victim in the past as well of our banks punitive rates and I have all the statements and need to know if I should give madam Wanjiku a call.

BBI will solve it
:)
Angelica _ann
#2 Posted : Thursday, June 05, 2014 11:52:02 AM
Rank: Elder

Joined: 12/7/2012
Posts: 11,937
It is Wanjiku's turn to eat. You think for her to allow you to be enjoyed it the suit will be free... hapo ni mpesa 1% of your claim minimum 1k!
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
quicksand
#3 Posted : Thursday, June 05, 2014 2:00:19 PM
Rank: Veteran

Joined: 7/5/2010
Posts: 2,061
Location: Nairobi
2012 wrote:
Anxiety for banks as court set to rule on interest rate suit


Someone please explain this law suit. I have been a victim in the past as well of our banks punitive rates and I have all the statements and need to know if I should give madam Wanjiku a call.


Jesus, this is big! Imagine, all interest revenues, financial results, for a decade, declared illegal Pray
Will the judge rule fait accompli and issue directives or bring down the sword of Damocles upon these greedy, filthy banks?
God please hear us. Let these monsters pay!
kollabo
#4 Posted : Thursday, June 05, 2014 4:18:18 PM
Rank: Veteran

Joined: 2/3/2012
Posts: 1,317
My wife worked in a bank. She says they have been provisioning incase of a negative outcome in this case since 2003.
hisah
#5 Posted : Thursday, June 05, 2014 4:23:59 PM
Rank: Chief

Joined: 8/4/2010
Posts: 8,977
Quote:
Mr Kibaki said the adjusted accounts would result in losses or lower profits and the Treasury would be required to refund large sums of corporation taxes paid on the basis of profits earlier declared.


If indeed this goes the class action suit way, the dent on the balance sheets of the banks with a treasury out of sorts will indeed put a huge rod in the econ wheels...
$15/barrel oil... The commodities lehman moment arrives as well as Sovereign debt volcano!
quicksand
#6 Posted : Thursday, June 05, 2014 4:49:09 PM
Rank: Veteran

Joined: 7/5/2010
Posts: 2,061
Location: Nairobi
hisah wrote:
Quote:
Mr Kibaki said the adjusted accounts would result in losses or lower profits and the Treasury would be required to refund large sums of corporation taxes paid on the basis of profits earlier declared.


If indeed this goes the class action suit way, the dent on the balance sheets of the banks with a treasury out of sorts will indeed put a huge rod in the econ wheels...

I dont have the figures and math here but are corporate taxes paid by banks that big in KRAs revenue pool? I would hazard not, and perhaps that might be offset by the overcharged interest on govts domestic borrowing.
In any case, the govt can take the option of not refunding overstated tax returns and use them to adjust future tax returns. KRA already does this often when it is agreed a company paid more tax than was its due.
Walipe! The interest regime is just crazy and its not market forces or risk at work here. Even permanently employed people whose deductions are made at source are hit for ~15% loan and mortgage rates on average (sensible countries are at approx 4%!) ...where is the risk here? Ni cartels. Banking in Kenya needs a painful lesson.
Angelica _ann
#7 Posted : Thursday, June 05, 2014 5:58:54 PM
Rank: Elder

Joined: 12/7/2012
Posts: 11,937
Class action is like mass action. Just imagine the impact including personal loans. I pray Wanjiku doesnot win restrospective but judgment made for future benefits of the common man.

my blonde cents/reasoning
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
hisah
#8 Posted : Thursday, June 05, 2014 6:07:29 PM
Rank: Chief

Joined: 8/4/2010
Posts: 8,977
Angelica _ann wrote:
Class action is like mass action. Just imagine the impact including personal loans. I pray Wanjiku doesnot win restrospective but judgment made for future benefits of the common man.

my blonde cents/reasoning

http://www.lieffcabraser.com/About-Us/Class-Action-FAQ/

$15/barrel oil... The commodities lehman moment arrives as well as Sovereign debt volcano!
Gordon Gekko
#9 Posted : Thursday, June 05, 2014 6:07:59 PM
Rank: Elder

Joined: 5/27/2008
Posts: 3,760
Meanwhile the UK have imposed negative interest rates for deposits, yaani ukideposit kwa account yako, bank inachukua pesa.....

http://m.bbc.com/news/business-27717594
murchr
#10 Posted : Thursday, June 05, 2014 7:29:08 PM
Rank: Elder

Joined: 2/26/2012
Posts: 15,980
hisah wrote:
Angelica _ann wrote:
Class action is like mass action. Just imagine the impact including personal loans. I pray Wanjiku doesnot win restrospective but judgment made for future benefits of the common man.

my blonde cents/reasoning

http://www.lieffcabraser.com/About-Us/Class-Action-FAQ/



So how did it go? Should I expect some refund in my accounts? This will be awesome.
"There are only two emotions in the market, hope & fear. The problem is you hope when you should fear & fear when you should hope: - Jesse Livermore
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