Pole pops. Maybe we should insist on RTGS. Would this help? Or insist on cleared funds, after all it is now T+1.

@elder. Yes rtgs is ok, but only release goods once yr bank confirms rcpt of funds. Do not accept rtgs advice copies as they are fakes also out there. A mete of mine on kirinyaga road got duped like that once.

@veteran. The NGO was not involved in the scam. The conman was pretending to be this NGO by using their forged LPO and cheques.

Did the crooks advertise..ie how did you get to know that they required the stuff and how did you 'get' the 'LPO'?The info will help others know the modus operandi of these crooks..

@pops, do I know you? Exact same scenario happened to my uncle three months ago. The case is still being handled by the CID but the chaps/thieves have gone under!

very few people do what you're saying here @accel. Have you noted the victim here says the cheque was even cleared but later reversed?

"He then requested if I would accept a LPO with current cheque," That is the red flag right there. The NGO cannot pay untill the Goods are received and verified and its a long process.

I had almost the same thing happen to me last year, but in my case the “NGO” conmen offered to bank the cheque (Kshs. 390’000.00) in my account, which they did. Initially, the cheque bounced but upon inquiring with my branch, I was told it was a clearing house problem and the issuing bank had advised my bank to resubmit the cheque again.

The funds cleared but I was not yet ready for the collection (luck?). The conmen told me not to worry and they would collect the remainder later as “we trust you”. That simple statement is what set off a red flag and I hemmed and hawed over the delivery despite the conmen’s desperate attempts to collect. Needless to say, the funds were withdrawn from my account within 6 hours of being cleared. My branch told me a forged cheque had been deposited in a CBD branch. The conmen went mteja.

My mistakes: I believed them as they offered to bank the cheque and would only collect when it cleared. This led to me to not confirm with the procurement department of the “NGO”, and finally, after having being first conned 10 years ago when I first went into business, I was over confident I was smarter than them and they would never ever get me again. Except for their mistake, they almost did.

your account would be in deficit to the amount withdrawn. and maybe a little more for penalties.

Wazua, reuniting families since time immemorial!

Very likely an inside job with the bank, especially when one thinks of the cheque first bouncing due to clearing house issues, then the issuing bank asking for it to be banked again, then clearing, then ending up forged. If I had withdrawn the money, I highly suspect I would have been having long unpleasant "discussions" with some CID and Anti fraud jamas trying to convince them that it was not I, even though I never even saw the cheque, who masterminded the whole deal to make some extra cash.