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Discount Bankers Check
Rank: Member Joined: 5/22/2009 Posts: 206
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@mukiha: It is clear that you lack the intellect and knowledge to present a solid argument regarding the risk of bankers checks. So in good faith, let me give you some intellectual ammo to put the argument to bed, run a quick survey/poll right here on Wazua to find out if anyone has ever failed to cash a bankers check. If you can find one or two persons who have undergone this unpleasant experience, and I believe that should not be a problem for you given your "authority" on Wazua, then I would not be able to argue against that.
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Rank: Elder Joined: 6/27/2008 Posts: 4,114
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TNT wrote:@mukiha: It is clear that you lack the intellect and knowledge to present a solid argument regarding the risk of bankers checks. So in good faith, let me give you some intellectual ammo to put the argument to bed, run a quick survey/poll right here on Wazua to find out if anyone has ever failed to cash a bankers check. If you can find one or two persons who have undergone this unpleasant experience, and I believe that should not be a problem for you given your "authority" on Wazua, then I would not be able to argue against that. And now you shoot yourself in the foot: won't those fall into the category of "personal sob stories"? Nothing is real unless it can be named; nothing has value unless it can be sold; money is worthless unless you spend it.
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Rank: Elder Joined: 4/22/2010 Posts: 11,522 Location: Nairobi
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mukiha wrote:TNT wrote:@mukiha: It is clear that you lack the intellect and knowledge to present a solid argument regarding the risk of bankers checks. So in good faith, let me give you some intellectual ammo to put the argument to bed, run a quick survey/poll right here on Wazua to find out if anyone has ever failed to cash a bankers check. If you can find one or two persons who have undergone this unpleasant experience, and I believe that should not be a problem for you given your "authority" on Wazua, then I would not be able to argue against that. And now you shoot yourself in the foot: won't those fall into the category of "personal sob stories"? @Mukiha is right know a person whose been hit by one... possunt quia posse videntur
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Rank: Elder Joined: 6/20/2012 Posts: 3,855 Location: Othumo
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You almost wonder where some people live in this Kenya of ours aka Nairobi. Let me watch from the sides  Thieves
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Rank: Member Joined: 5/22/2009 Posts: 206
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maka wrote:mukiha wrote:TNT wrote:@mukiha: It is clear that you lack the intellect and knowledge to present a solid argument regarding the risk of bankers checks. So in good faith, let me give you some intellectual ammo to put the argument to bed, run a quick survey/poll right here on Wazua to find out if anyone has ever failed to cash a bankers check. If you can find one or two persons who have undergone this unpleasant experience, and I believe that should not be a problem for you given your "authority" on Wazua, then I would not be able to argue against that. And now you shoot yourself in the foot: won't those fall into the category of "personal sob stories"? @Mukiha is right know a person whose been hit by one... @Mukiha: So what's my sob story?
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Rank: Member Joined: 5/22/2009 Posts: 206
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maka wrote:mukiha wrote:TNT wrote:@mukiha: It is clear that you lack the intellect and knowledge to present a solid argument regarding the risk of bankers checks. So in good faith, let me give you some intellectual ammo to put the argument to bed, run a quick survey/poll right here on Wazua to find out if anyone has ever failed to cash a bankers check. If you can find one or two persons who have undergone this unpleasant experience, and I believe that should not be a problem for you given your "authority" on Wazua, then I would not be able to argue against that. And now you shoot yourself in the foot: won't those fall into the category of "personal sob stories"? @Mukiha is right know a person whose been hit by one... @Maka: Brilliant. I knew you wouldn't let your "general" down, so with Maka supporting Mukiha, never mind you cannot verify the information, Mukiha was right all along. Congratulation Mukiha, glad to see my intellectual ammo has brought you success. According to Mukiha and company, Bankers checks are not secure. In fact, you have a higher chance of losing money with a bankers check than a personal check. Brilliant.
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Rank: Veteran Joined: 2/3/2010 Posts: 1,797 Location: Kenya
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TNT wrote:mukiha wrote:What are doing with a cheque payable to City Council of Nairobi? Or did you mean that it is DRAWN by City Council - that is, they are the PAYERS?
Second question: Are you aware of T+2? Bank the cheque today and it will be cash on Tues? Haraka Haraka Haina Baraka... It's exactly what I say it is: Payee is the City Council of Nairobi and that is why I am unable to discount it through the normal channels. In essence, I need to find someone who plans to pay the City Council a lot of money. Secondly, we already paid the Council in cash, so we do not need the check. However, the person who drew the check is unavailable to cancel the check and refund our money in cash. So that's why we are willing to discount it at 10%. why process a bankers check then pay in cash?  The other alternative is to pay city council and ask for a refund on overpayment..you can use the 10% as facilitation I may be wrong..but then I could be right
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Rank: Member Joined: 4/20/2012 Posts: 888
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I guess there will be no takers after this drama!
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Rank: Member Joined: 5/22/2009 Posts: 206
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digitek1 wrote:TNT wrote:mukiha wrote:What are doing with a cheque payable to City Council of Nairobi? Or did you mean that it is DRAWN by City Council - that is, they are the PAYERS?
Second question: Are you aware of T+2? Bank the cheque today and it will be cash on Tues? Haraka Haraka Haina Baraka... It's exactly what I say it is: Payee is the City Council of Nairobi and that is why I am unable to discount it through the normal channels. In essence, I need to find someone who plans to pay the City Council a lot of money. Secondly, we already paid the Council in cash, so we do not need the check. However, the person who drew the check is unavailable to cancel the check and refund our money in cash. So that's why we are willing to discount it at 10%. why process a bankers check then pay in cash? The other alternative is to pay city council and ask for a refund on overpayment..you can use the 10% as facilitation Easy really, just because you wine and dine the "authorities" on the company's dime doesn't necessarily mean your boss has to know. In this case, the end justifies the means. Also, I like the over payment idea although I hear its usually a tough process at City Hall. Is that true?
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Rank: Member Joined: 5/22/2009 Posts: 206
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MKWASI wrote:I guess there will be no takers after this drama! Fortunately, there are a million ways to kill a rat. For example, within a few months, businesses will have to renew their licenses. I wonder how much a night club license costs, given there are so many of them nowadays?
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