pazua0219 wrote:@ Arthur Winner. There are a lot of investment opportunities but the most important thing is your interest. The best business is investing in what you enjoy which will enhance your motivation. Many times people think money is an end but actually it is a means to an end. It should help you bring joy in your life while providing you a source of livelihood and a fortune. Get a pen and paper and jot down 10 ideas on what you would enjoy most doing. Then eliminate them to a shortlist of 3. Then ask others on how to make money on those ideas. Finally choose one and invest.
Great advice; but the he/she doesn't want to go into business. he/she wants to invest the money in a secure place where he/she can get best returns in the next four months when the money will be required for some important purpose.
For that, I give @Arthur Winner two options:
1] Lowest risk - 92-day T-Bills... but the bureaucracy of opening a CBK CDS acc can be bothersome. Current rates around 11% [less withholding tax]
2] Money market unit trust with one of the major insurance companies - you can get up to 10% net.
Regarding the famous Faulu; I don't know about the security, but the 12% advertised is for people with a million bob, which you don't have.
By the way, what is Faulu: a bank, a sacco, a dtmf or what?
Nothing is real unless it can be named; nothing has value unless it can be sold; money is worthless unless you spend it.