Which would you rather start as a business?why?

Mgema akisifiwa,itabidi umezidiwa....

with mpesa,the intial outlay i think is a bit high (correct me if i'm wrong) while zap is a bit low (i think all you need is a float of 15k). however,safaricom has the masses and the margins you make per transaction cannot be compared to ZAP. though the strategy with zap is to get the masses,and once that gets root then you can be sure of hihg margins based on volume

M-pesa ...pereiod friom the way it appears Zain intoduceas their staff with an intention to beatingand or pulling safcoms products and this is where they have failed all along..honestly with all the infracture involved in Zap .ie the network,dealers,software etc canot be maintained on just a 10 bob per trancation

consider an example here assuming that Zain is doing this work of Zap thing for charity to the dealers alone ....then further assume that a small store in toa costs 10k,,and a further 10k for the salary of the guy manning the shop then we see that :

total expenses per month =10k+10k=20k

1 transaction generates 10bob then to break even an single store needs

20000 trancations/10 = 2000 trancastions per month or

2000/30days in a month to get 67 transactions per day

obviousily ............it is clear now from the example above that to the worst u need like 100 transactions per day to say u are working ...then the next questions ias where can u get this in tao ....

to conclude i say that u can only do this is you want to loose as it is clearly not substainable

Do MPESA as a biz: ZAP as a hobby! Zap can work for those already doing related biz and want additional source of income.

Ecs 11.2 Give portions to seven,yes to eight,for you do not know what disaster may come upon the land.

If there is any Skerian in this ZAP Biz,jitokeze utuelezee kunaendaje.Am really interested in knowing the initial costs,margins and other terms en conditions though sina laini ya celtel...oops Zain.

@cxz,Hii ni nini? that link doesn't work.

Mpesa anytime.Minimum commission in Zap is KES 10.As a dealer u got to share this wid Zain.waa!Mpesa has a minimum commission of 25.Who is going to gain more?Ni biashara dudes!!Go for Mpesa

mkagollah