IMO, our land tenure system as well as financing models need a serious jolt. Firstly, let's not kid ourselves, agriculture (depending on what exactly you wanna do) can be quite capital intensive. For a young man/woman who's just starting out, I can imagine it certainly isn't very easy to secure financing (hata kama ni the 100k with which to get the first greenhouse) bearing in mind that most of them do not yet own the assets which most of our financiers insist on as security.

Secondly, agriculture is a really a long-term kind of gig. I have read of people who, when they began, experienced total crop failure in the first two seasons and even have friends who have experienced the same, what they kept going (I'm reminded of a famous quote here: If you're going through hell, keep going!). Thing is, bearing in mind the long-term nature of such an engagement, how many of our local financiers have products structured for the long-term? Financing such a venture on short-term capital is a sure recipe for disaster. Imagine for that farmer who experiences crop failure yet the financiers expect their loan repayments, what to do?

I really wish this youth fund idea was well structured and enforced, it has the potential to change lots of lives in a majorly positive way. As it is, some banks are quite reluctant to disburse the funds due to the minimal charges on the loans which, they argue, are not lucrative enough for them. I wonder, for how long we shall remain captive to such warped thinking.

Government waste is a primary factor in creating poverty

For example, they are wasting KES 500,000,000 retirement home for the Kibaki built at Taxpayer expense. I do not know if the house has been gifted to him or it will be 'returned' to the Taxpayers in the future.

Kibaki awarded himself a Sh25 million send-off package as well as other retirement benefits. The Presidential Retirement Benefits Amendment Bill grants President Kibaki and his predecessor Daniel arap Moi a monthly pension, house allowance and a monthly entertainment allowance.
The president will also be paid pension at the rate of 80 percent of his final salary of Sh700,000 meaning he would earn Sh560,000 a month. In addition he will be paid 40 percent of the current salary as entertainment allowance which translates to some Sh280,000.

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Instead of lavishing such gifts on two people who mismanaged the country, what if the govt instead invested heavily in infrastructure ?

Not only does that create direct jobs via construction, improved infrastructure makes it easier to do business which in turn creates jobs.

Also, some of that money can be used to inject capital into dying industries like textiles. Every government out there subsidizes its industries.

now world bank grants Kenya ksh13.2 billion loan for water projects in nyanza and central regions among others.
I wonder why north Eastern and ukambani have not been mentioned yet as you can see in the discussions in this thread they deserve water more.

..or use that money to put up a hospital, university or even stadium and call it Kibz, in his honor.

I just had an epiphany! With dual citizenship, can we rally and have Obama become president here?