K-Rep and Equity both have similar business models,is it right to assume that since K-Rep recorded a loss so will Equity?

Perception that i'm 'emotionally' too attached to Equity prevents possibility of bein seen as objective..so i limit my comment to this...check the figures out urself. Just because both operate under same segment doesn't mean they apply same policy nor that they experience the same woes. Stanchart reported a decline in profits in the same year all other listed banks reported double digit or better profits. You'd be better comparin krep to faulu kenya n others more comparative to it. Equity n Family have gone into full bankin thus capacity to mitigate against micro-finance woes.. Just saying.

DISCLAIMER: This is the opinion of one Jammo,CFA,CPA,Opinionated and Loud,based in nairobi. Whilst care has been taken in compiling the data to be as most factual n logical,he doesn't accept any responsibility of accuracy or completeness of info contained herein..neither does he purport to be a genius!

K-rep's market share was absorbed by equity. They cannot compete with equity anymore. Further the management at Krep is very rigid unlike Equity.

Failure is an event and not a person

Tusker Baridi,I get your concern if that is what it is...summary of this thread is that you need to do your homework on K-Rep before making such comparisons. My friend,the details are in the public domain...if you doubt the public domain...Stanford & Harvard etc are studying Equity's banking model..their results when out will be of interest to all.

@Tusker B

Can one also argue thus: 'Zain Kenya records Sh7B loss,SCOM is next'?

Having similar model does not mean similar success rate. Success depends on implementation.

And by the way...Equity and K-Rep do NOT have similar models!!!!

would it be false to say Equity and K-rep have similar risk appetites?

The thicker the thigh the sweeter the pie.