I was with Kenya Bankers SACCO. When I left the banking industry, they took forever to offset my loan against my money.. I thus believe I paid punitive interest, they should have offset it after a couple of months on realizing nothing was coming from a salary, not a couple of years.
My share certificate was sent to my former employer over 4 years after I left... and I can't trace it!
I've written a letter (on advice). Let's see how it goes.
In the meantime, I'm joining Muramati(Is it Unaitas?) and Mhasibu, hoping they still doing ok?