wazua Sat, Mar 21, 2026
Welcome Guest Search | Active Topics | Log In

15 Pages«<34567>»
Treasury Bills Investing-Procedure?
Cde Monomotapa
#41 Posted : Friday, January 06, 2012 2:31:14 PM
Rank: Chief

Joined: 1/13/2011
Posts: 5,964
hisah wrote:
Cde Monomotapa wrote:
youcan'tstopusnow wrote:
hisah wrote:
Nabwire wrote:
So if its at 20% PA, is this a fixed rate or is there a possibillity that when you rollover, the rate may have been adjusted downwards to say 13%??? Im pretty sure these rates fluctuate meaning you will be a net loser when the rates eventually adjust downwards. It just doesnt make sense to me to tie your money in a Tbill and lament when the stock market turns around and you have to buy stocks at a higher price coz you were all tied up. But to each her own.

This is why you have 91, 182 & 364 day tbill flavors. Since I dont trust the current treasury guys, I've been in 91 day bill until further notice...

What do you mean by this? That you would not be shocked if the rates suddenly began going down?


The way they handled the situation as things came to a disorderly finale with forex & inflation - price stability. Treasury blame games were a red flag to me... Therefore I cant lend gok me useless siringi for more than 91 days on tbills.

Here U admit.
Cde Monomotapa
#42 Posted : Friday, January 06, 2012 2:35:09 PM
Rank: Chief

Joined: 1/13/2011
Posts: 5,964
hisah wrote:
Cde Monomotapa wrote:
hisah wrote:
Cde Monomotapa wrote:
As inflation eases so will the t.bill rates as dividend yields compound by a further 20%

True. But with such a huge deficit and a funds hungry gok, I dont expect the rates of the tbills & 2yr bond to top out soon even with inflation slowly trimming back. Also note that should the econ continue bleeding, most firms wont be able to maintain the same dividend policy due to trimmed revenues.

Sawa. We talk again in June 2012 but just remember it is CBK itself controling the KES.

Sawa. This is why I'm skeptical of KES. No CB has ever successfully beaten the market over time. SNB & BOJ are the best examples so far.

Here U deny. Laughing out loudly Laughing out loudly #my day with a trader.
Aguytrying
#43 Posted : Friday, January 06, 2012 7:52:22 PM
Rank: Elder

Joined: 7/11/2010
Posts: 5,040
First. I love wazua. And yes i agree with mlennyma, that when wazua goes down like two days ago we need another place to discuss. And i agree with cde, coz i'd rather wait in the downturn of the stockmarket. And i also agree with hisah, though i'm not in t-bills, coz he makes a good point. And yes i am compromised...
The investor's chief problem - and even his worst enemy - is likely to be himself
QW25081985
#44 Posted : Friday, January 06, 2012 8:28:21 PM
Rank: User

Joined: 8/29/2011
Posts: 1,045
Location: Mtaani
Aguytrying wrote:
First. I love wazua. And yes i agree with mlennyma, that when wazua goes down like two days ago we need another place to discuss. And i agree with cde, coz i'd rather wait in the downturn of the stockmarket. And i also agree with hisah, though i'm not in t-bills, coz he makes a good point. And yes i am compromised...


Laughing out loudly
Laughing out loudly
Laughing out loudly
Laughing out loudly
Cde Monomotapa
#45 Posted : Friday, January 06, 2012 8:36:24 PM
Rank: Chief

Joined: 1/13/2011
Posts: 5,964
QW25081985 wrote:
Aguytrying wrote:
First. I love wazua. And yes i agree with mlennyma, that when wazua goes down like two days ago we need another place to discuss. And i agree with cde, coz i'd rather wait in the downturn of the stockmarket. And i also agree with hisah, though i'm not in t-bills, coz he makes a good point. And yes i am compromised...


Laughing out loudly
Laughing out loudly
Laughing out loudly
Laughing out loudly

Money has been poured smile
the deal
#46 Posted : Friday, January 06, 2012 8:50:36 PM
Rank: Elder

Joined: 9/25/2009
Posts: 4,534
Location: Windhoek/Nairobbery
T-Bills now offering inflation beating returns.
lovely2010
#47 Posted : Saturday, January 07, 2012 12:23:19 AM
Rank: Member

Joined: 10/25/2010
Posts: 519
Location: nairobi
Bills are interesting, got them when rates were 13.7, got them again now @ 20.696...This is how I'll spend my interest. Part will go to coop, part chama, part renew my passport, part Im going shopping tommorrow...exciting! I do 090 days...I dont do rollover...For those who feel tbills are pain...think again...I'll exit when stock market comes back to life...
incognito
#48 Posted : Saturday, January 07, 2012 4:36:36 PM
Rank: Member

Joined: 6/29/2011
Posts: 233
Could we use figures to illustrate the return earned on Tbills? For example at the current rate of 20% for 91 day bill, if i choose to "invest" Ksh 200,000....my calculated interest/return is Ksh 8,073 (After withholding tax), right? And the amount i have to pay on the value date is Ksh 191,926. Am i working it out correctly?
Excelsior
lovely2010
#49 Posted : Saturday, January 07, 2012 5:19:36 PM
Rank: Member

Joined: 10/25/2010
Posts: 519
Location: nairobi
incognito wrote:
Could we use figures to illustrate the return earned on Tbills? For example at the current rate of 20% for 91 day bill, if i choose to "invest" Ksh 200,000....my calculated interest/return is Ksh 8,073 (After withholding tax), right? And the amount i have to pay on the value date is Ksh 191,926. Am i working it out correctly?


The simplest way to know how much you will earn visit:
http://www.centralbank.go.ke/

click on securities, treasury bills then treasury bills pricing calculator...it is very accurate.
erifloss
#50 Posted : Saturday, January 07, 2012 10:28:15 PM
Rank: Member

Joined: 6/21/2010
Posts: 514
Location: Nairobi
Everything held constant for the year at the current rate of 20.696%, if one rolls over their investment the effective rate will be around 22.35% now where else can one get a safe return like this.
'They say money cannot buy me happiness but when i compare when i had none and now, i'm happier' Kevin O'leary
15 Pages«<34567>»
Forum Jump  
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.

Copyright © 2026 Wazua.co.ke. All Rights Reserved.