now that banks are increasing there lending rates will they increase rates the pay as intrest for us guys who have saving accounts last i checked its still stuck at 1% !

What is the difference between this and keeping the cash under your mattress?

The difference is that under your matress you will not incur other charges and long ques not to mention the risk of some one draining ua account . The choice is yours . Weka pesa kwa investment !

Went to my bank, asked to negotiate a rate to enable them keep my money.

Fixed deposit rates are at - 3 months, 8%p.a 6 months - 9% p.a. Eeh, am better off putting my money in T bills! if everyone does the same, then CBK smiles, there is less money in the streets, and inflation comes down.

I thought inflation is caused by too little money chasing too much goods, or in other words when demand > supply so if we are already in a bear market approaching a recession, how does drying up any more money reduce inflation? Pliz someone explain this to me??

Also remember to factor in the effects of inflation on any cash you have sitting in your bank account.