If your engineer is truely an engineer, do not ignore or engage in tussles with him/her at all. Being an engineer is not only paper work alone, its experience.
Clay soils occur due to poorly drained areas, this means a hard formation might not be too far from the ground. In this light, do not compromise on the safety of your structure.
Use of raft foundation is very expensive for a 1 storeyed building, unless you intend to use the building as a parking for many vehicle or warehouse for heavy equipments and goods.
I would recommend use of pillars with pad footings and ground beams i.e. beams connecting the columns/pillars on the ground that can assist in ensuring that incase there is any settlement of the foundation material, the settlement is uniform.
Another way is to entirely remove the black cotton soil and borrowing red coffee soil or murram and compacting it well, then ensuring that the plot is well drained such that stagnation of water does not occur hence 'rotting' the soil. This is by far cheaper that rafting!
Receive with simplicity everything that happens to you.” ― Rashi