@ Mwekez@ji,
give me your email add so that I can send you a write up in which i have simplified the proposal. And yes, different variations of it have been undertaken in Japan and India, within low income areas.

@kingfisher...check your inbox.

@QW25071985
You don't have to keep on hating...if it's not your thing just don't get into it. Let people read and decide for themselves. In every investment opportunity, every person is entitled to make their own informed decision. Let it be.

@the deal,
'CON MAN DEFENCE'
I believe that I have an obligation to maintain wazua's integrity; nay,i need to ensure that all members of 'wazua' fully enjoy the benefits of free,logical and loving discourse.

Thus I would not like my previous posts to lead to a degeneration of discourse among people who have been friends and who have otherwise enjoyed conversation previously.

I am therefore asking you to kindly help me put this post to a close.

I have at least 3 votes at 'wazua.' I have Madhaquer bomboclat,and Borsenmakler.And since one is innocent until proven guilty, and I have not been proven guilty yet,and I have three 3 votes, it follows that I am of sound mind.

mad haquer has voted that though he could not invest in our product,my proposal was amenable to the rules of logic and that it should be considered as a work of logic.

Borsenmakler voted for me by saying that our application of Nash equilibria had basis.No one contested on this assertion. Hence the technology involved is so far unquestionable.

bomboclat found it rock solid.

These three votes give me the confidence that so far I can and should participate in other fora at 'wazua.'

But I can hardly do so with the 'con man' tag on my back.It's bad business. Even if some other person at 'wazua' actually invested in our product and not you, I realize that at some point I'd still need you as a customer. And I'd still need other skeptics.

So I kindly ask you to help me remove the 'con man' tag -at least for now- not on moral and subjective grounds, but purely on objective and logical grounds.

And to declare that personal tastes aside, I can be any one's friend.

Allow me also to state that owing partially to the 3 votes explicated above, my proposal is valid and that all who would want to correspond with me as far as this matter is concerned, to contact me via my e-mail address. I prefer that no further discussion regarding the matter be carried on this forum.

I would want us to discuss other matters,i would wish to contribute to other people's posts, and i want us to unite and bring change.Surely, it is we enterpreneurs who will stabilize Kenya, and in extension,Africa and the whole world.

No one can know everything.We need to be informed by others at all times. Therefore, I would kindly ask all 'Wazua' members to help us become better.All of you are my light; all of you are me.

sorry for the previous two posts. Posted them from my other handle by mistake. I however still maintain that I do prefer that further communication on this opportunity be through my email.

@ mwekez@ji,

follow this links and will get info on the various variations of this model implemented elsewhere.

http://www.atkearney.com...ow-income-consumer.html
http://kumeugirl.com/eme...o-low-income-consumers/
http://www.changemakers....node/10856/mosaic#icici
http://www.changemakers....nchising-improve-access

now you even have multiple names on different handles.and in some of them u have been labeled con man???doesnt your day jus get better...if it walks like a duck.. talks like a duck..how are u diff from pyramid schemes wit multiple personalities and all. thank God for the no delete policy on wazua

@Derrick.joker
a bat flies like a bird, looks like a bird; therefore it is a bird. This is how your logic goes.

Since you are so insightful why don't you give us solid reasons for your aspersions? or are you specializing at argumenta ad hominem, and sweet red herrings?

@ Gadaffi, sorry about your email 'issue'. How about you chose from these three alternative options as we do not yet have a website;
1. snail mail (post)
2. Hand delivery within Nairobi CBD, or
3. Through an alternative email account or a friend's account?

@ Gadaffi,
please check the inbox- stwill2992 (at)yahoo (dot) com