You are very expensive man!!! currently am charged 35k to msa from nbo for a 10 ton. Revise your charges man if you wish to survive. if you are new in this business be adviced that it is very very competitive.
If you have money that you expect to start using in five years,it now belongs in stocks.
When I have money, I get rid of it quickly, lest it find a way into my heart.